Creditville – Everything you should know
Creditville is a company that is actively involved in various sectors such as Consumer Finance, Real Estate, and Capital Markets. They have a diverse customer base consisting of individuals who are employed and receive a regular salary, as well as small and medium-sized businesses in Nigeria. Creditville is committed to providing financial services and support to both individuals and businesses in order to contribute to their growth and success in the Nigerian market.
Thank you for reading this post, don't forget to subscribe!What is the maximum loan amount I can get from Creditville?
The maximum loan amount you can get from Creditville depends on the type of loan you apply for. For their salary advance loan, the maximum loan amount is ₦6,000,000. For their business loan, the maximum loan amount is ₦2,000,000. And for their cab lease/hire purchase loan, the maximum loan amount is ₦4,000,000.
Here is a table of the maximum loan amounts for different Creditville loan products:
| Loan Product | Maximum Loan Amount |
|---|---|
| Salary Advance | ₦6,000,000 |
| Business Loan | ₦2,000,000 |
| Cab Lease/Hire Purchase | ₦4,000,000 |
Please note that these are just the maximum loan amounts. The actual loan amount you are approved for will depend on your individual circumstances, such as your income, employment history, and credit score.
Creditville Personal Loan (Pay Day Loan)
Creditville Personal Loan (Pay Day Loan) is a loan product offered by Creditville Group to salary earners in Nigeria. It is a short-term loan that can be used to meet urgent financial needs, such as medical expenses, car repairs, or school fees. The loan amount ranges from ₦100,000 to ₦4,000,000 and the repayment period is up to 12 months.
Here are some of the features of Creditville Personal Loan (Pay Day Loan):
- Quick and easy application process: You can apply for the loan online or through the Creditville mobile app.
- No collateral required: You do not need to provide any collateral to secure the loan.
- Competitive interest rates: The interest rates on Creditville Personal Loan (Pay Day Loan) are very competitive.
- Flexible repayment terms: You can choose to repay the loan over a period of up to 12 months.
- Excellent customer service: Creditville has a reputation for providing excellent customer service.
Here are the eligibility requirements for Creditville Personal Loan (Pay Day Loan):
- You must be a salary earner in Nigeria.
- You must have a valid Nigerian ID card.
- You must have a current account with a bank in Nigeria.
- You must have a minimum monthly income of ₦100,000.
- You must have a good credit history.
To apply for Creditville Personal Loan (Pay Day Loan), you will need to provide the following documents:
- A copy of your valid Nigerian ID card.
- A copy of your bank statement for the past 3 months.
- A letter of employment or confirmation of employment.
- A utility bill or rent receipt as proof of address.
If you are approved for the loan, the funds will be deposited into your bank account within 48 hours. You can then repay the loan through direct debit, cheque deposit, online payment, funds transfer, or paying into any of Creditville’s accounts.
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Overall, Creditville Personal Loan (Pay Day Loan) is a good option for salary earners in Nigeria who need a quick and easy way to access short-term financial assistance. The loan amount is relatively high, the interest rates are competitive, and the repayment terms are flexible. If you are eligible for the loan, it could be a good option for you.
In Conclusion:
Creditville Personal Loan (Pay Day Loan) offers a convenient and accessible solution for salary earners in Nigeria who find themselves in need of immediate financial support. With various repayment options available, borrowers can choose the method that best suits their financial situation. Additionally, the high loan amount and competitive interest rates make this loan an attractive choice for those in need of a larger sum. The flexibility of the repayment terms further adds to the appeal of Creditville’s Personal Loan. If you meet the eligibility criteria, this loan could provide the assistance you require with minimal hassle.
