New Heritage Bank USSD Code For 2023/2024

To send money, make payments, load airtime, pay bills, request quick loans, and invest. Here are the quick ways to activate Heritage Bank USSD Code.

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In this tutorial guide will are going to Heritage Bank balance code, Heritage Bank USSD code for transfer, Heritage Bank USSD code without atm card, Heritage Bank USSD code to check balance, How to activate Heritage bank USSD code, Heritage Bank USSD code Nigeria, How to activate Heritage Bank transfer code without ATM card, Heritage Bank USSD code for checking balance.

How To Open an Account On Heritage Bank


If you don’t have an account with Heritage Bank as a new customer and you want to open an account. Read this post to know you can open a registered account on this bank.

To open an account add a verified uploaded picture (photograph).

Your BVN


Date of birth (Month/Day/Year)

Home address


Phone numbers registered on your account and other necessary things.

Functions Of Heritage Bank USSD Mobile Banking Code

  • Check Balance
  • Request loan
  • Pay bills
  • Buy airtime
  • Buy data
  • Instant transfers
  • Account/ATM card blocking
  • Request mini-statement

Also, see: Quick Steps On How To Check First Bank Account Balance With Your Moblie Phone Number

Heritage Bank USSD Code For Transfer

Heritage Bank USSD Code For Buy Recharge Card And Data

To buy airtime for yourself dial *745*Amount# (*745*1000#), then enter your PIN to authorize the transaction but if you want to recharge for another person like friends or loved ones dial *745*Amount*Phone Number# (*745*1000*person’s phone number#), then enter your PIN to proceed the transaction.

Heritage Bank USSD Code For Checking Balance


To check your total account balance. On your mobile phone keypad dial *745*0# to check your account balance, then, enter your digit pin.  The current and recent transactions you made will pop up on your phone screen.


How To Activate Heritage Bank USSD Code

Here are the requirement needed to register and activate your Heritage Bank, you must have the following:

  • A registered phone number is linked to your account.
  • A Heritage Bank debit card.
  • Have an active account with Heritage Bank.

Follow the below steps to register and activate your transfer code.

  • Dial*745# to your account number e.g.: *745*account number*last six digits of your debit card#. Then, agree to the terms and conditions.
  • Press “1” to proceed.
  • Click on select “the debit card type” and enter the expiry date.
  • Add the account number you want to make a transfer to Next, create a 4-digit transaction pin.
  • Confirm the account number and pin to make sure it is correct.
  • On the button click “Send” and wait for the confirmation message. You receive an SMS message to show a successful registration.

How To Activate Heritage Bank USSD Code Without ATM Card?

To activate my heritage bank USSD code, If you do not have an ATM Card all you have to do is to dial *745*Account number# and follow the prompts but if you have an ATM Card, dial *745*Account Number*Last 6 digits of card#.

Frequently Asked Question(FAQ)

How Do I Activate My Heritage Bank Card?

On your mobile phone browser and log in to Heritage. Select on the top menu bar then Activate a Card.  Carefully, complete the needed details, click submit and your card will be activated immediately.

Can I Open Heritage Bank Online?

Log in to Heritage Online and go to the Accounts menu. Select Open Savings/Transaction Account. Select the new account type you would like to open. Indicate if you would like to make an initial deposit.

Does Heritage Bank Have An Mobile App?

You can download the Heritage Bank app by going to your Google Play store and searching for the Heritage Bank Mobile app.

In conclusion

If you have a mobile phone and a registered Heritage Bank account, you should consider using the USSD code to enjoy Heritage Banking services like checking your account balance, transferring money, and paying bills.

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