Latest Kuda Bank USSD Code for Transfer, Balance, Deposit & Airtime

Kuda Bank is a digital bank that offers its services in Nigeria and the United Kingdom. It was founded in 2019 by Babs Ogundeyi and Musty Mustapha. Kuda Bank is a mobile-only bank, which means that all of its services are available through its mobile app. This makes it a convenient option for people who want to bank on the go.
Thank you for reading this post, don't forget to subscribe!Kuda Bank is a great option for Nigerians and UK residents who are looking for a convenient, affordable, and transparent banking experience. It is a fully licensed and regulated bank, and it offers a wide range of financial services that can help you manage your money more effectively.
Here are some of the key features of Kuda Bank:
- No monthly account fees: Kuda Bank does not charge any monthly account fees. This makes it a very affordable option for people who are looking for a basic banking account.
- Free ATM withdrawals: Kuda Bank customers can make free ATM withdrawals at any ATM in Nigeria or the UK. This is a great perk, as ATM fees can add up quickly.
- Competitive interest rates on savings accounts: Kuda Bank offers competitive interest rates on its savings accounts. This means that you can earn more money on your savings by keeping them in a Kuda Bank account.
- Easy access to loans and credit: Kuda Bank makes it easy to get a loan or credit. You can apply for a loan online or in the Kuda Bank app, and you will get a decision within minutes.
- A wide range of investment options: Kuda Bank offers a wide range of investment options, including stocks, bonds, and mutual funds. This allows you to diversify your portfolio and grow your wealth over time.

How to Use Kuda Ussd Code on your Mobile
The Kuda USSD code is a way to access your Kuda account without having to download the app. To use the Kuda USSD code, simply dial *737*50100416# from your phone. You will then be prompted to enter your Kuda account number and your *737# PIN. Once you have entered your information, you will be able to view your account balance, transfer money, and make payments.
Here are the steps on how to use the Kuda USSD code:
- Dial *894# from your phone.
- Enter your Kuda account number.
- Enter your *737# PIN.
- Select the option you want to perform.
- Follow the prompts on your screen.
Here are some of the things you can do with the Kuda USSD code:
- View your account balance.
- Transfer money to another Kuda account or to a bank account.
- Make a payment to a bill or merchant.
- Check your transaction history.
- Set up a recurring payment.
- Report a lost or stolen card.
The Kuda USSD code is a convenient way to access your Kuda account without having to download the app. It is a great option for people who do not have a smartphone or who do not want to download the app.
Here are some of the benefits of using the Kuda USSD code:
- It is convenient. You can access your account from anywhere, at any time.
- It is easy to use. The instructions are simple and straightforward.
- It is secure. Your information is protected by encryption.
- It is free. There are no fees for using the Kuda USSD code.
If you are a Kuda customer, I encourage you to try using the USSD code. It is a great way to manage your account and stay on top of your finances.
To open a Kuda account, you will need to download the Kuda app on your mobile phone. Once you have downloaded the app, you can create an account by providing your basic information such as your name, email address, and phone number. You will also need to provide a valid government-issued ID and a utility bill to verify your identity and address. Once you have submitted your information, Kuda will review it and will typically approve your account within minutes. Once your account is approved, you can start using Kuda to make payments, send money, and manage your finances.
Here are the steps on how to open a Kuda account:
- Download the Kuda app on your mobile phone.
- Open the app and click on “Create Account”.
- Enter your name, email address, and phone number.
- Take a picture of your government-issued ID and a utility bill.
- Click on “Submit”.
- Kuda will review your information and will typically approve your account within minutes.
- Once your account is approved, you can start using Kuda to make payments, send money, and manage your finances.
Here are some of the benefits of having a Kuda account:
- Zero maintenance fees
- Free transfers
- Automatic savings & investments
- Instant loans
- 24/7 customer support
If you are looking for a mobile-first bank that offers a variety of features and benefits, then Kuda is a great option.
There are several ways to deposit money to your Kuda account:
- Transfer money from another bank account. You can transfer money to your Kuda account from any Nigerian bank with a bank app or through internet banking. To do this, you will need your Kuda account number and your bank’s routing number.
- Add money with a debit card. If you have a Nigerian debit card, you can add money to your Kuda account by tapping “Add Money” on your Kuda dashboard and choosing the “Add By Card” option.
- Deposit cash at a partner bank. If you have cash, you can deposit it into your Kuda account at any of our partner banks. To find a partner bank near you, tap “Add Money” on your Kuda dashboard and choose the “Add By Deposit” option.
Once you have added money to your Kuda account, it will be available for you to use immediately. You can use your money to pay bills, make purchases, or transfer it to another bank account.
how to deposit money to your Kuda account using the Kuda app:
- Open the Kuda app.
- Tap on the “Add Money” button on the dashboard.
- Select the method you want to use to deposit money.
- Follow the instructions on the screen to complete the deposit.
Here are the steps on how to deposit money to your Kuda account using a bank transfer:
- Log in to your bank’s online banking portal.
- Select the “Transfer Funds” option.
- Enter your Kuda account number as the recipient’s account number.
- Enter the amount you want to deposit.
- Click on the “Submit” button to complete the transfer.
Here are the steps on how to deposit money to your Kuda account using a debit card:
- Open the Kuda app.
- Tap on the “Add Money” button on the dashboard.
- Select the “Add By Card” option.
- Enter your debit card information.
- Enter the amount you want to deposit.
- Click on the “Submit” button to complete the deposit.
Here are the steps on how to deposit money to your Kuda account at a partner bank:
- Go to a partner bank branch.
- Tell the teller you want to deposit money to your Kuda account.
- Provide the teller with your Kuda account number.
- Provide the teller with the amount you want to deposit.
- The teller will complete the deposit for you.
how to buy airtime on your Kuda account:
- Open the Kuda app.
- Tap on the “Payments” tab at the bottom of the screen.
- Tap on “Buy Airtime”.
- Select the phone network you want to buy airtime for.
- Enter the phone number you want to send the airtime to.
- Enter the amount of airtime you want to buy.
- Tap on “Buy”.
- Confirm your purchase with your Kuda PIN, Face ID, or fingerprint.
Here are some additional details about buying airtime on Kuda:
- You can buy airtime for any phone network in Nigeria.
- The minimum amount of airtime you can buy is ₦50.
- The maximum amount of airtime you can buy is ₦100,000.
- You can buy airtime for yourself or for someone else.
- You can buy airtime at any time of day or night.
- Airtime purchases are processed instantly.