Latest Opay Bank USSD Code for Transfer, Balance, Deposit, Loan, Data & Airtime

OPay is a mobile payment and financial services platform headquartered in Lagos, Nigeria. It was founded in 2018 by Opera Software, a Norwegian technology company. OPay offers a variety of services, including mobile money, bill payments, airtime and data top-ups, and online shopping. The company has over 30 million registered users and 500,000 agents in Nigeria.

OPay has been praised for its innovative approach to financial inclusion in Nigeria. The company has made it possible for millions of Nigerians to access financial services who would otherwise be excluded from the formal banking system. OPay has also been credited with helping to boost the Nigerian economy by providing a convenient and affordable way for people to make payments and conduct financial transactions.

In addition to its operations in Nigeria, OPay has also expanded into other African countries, including Ghana, Kenya, and Tanzania. The company plans to continue expanding into new markets in the coming years.

To open an OPay account, you can follow these steps:

1. Download the OPay app from the Google Play Store or the Apple App Store.
2. Open the app and click on “Sign Up”.
3. Enter your phone number and a password.
4. Verify your phone number by entering the code that is sent to you.
5. Enter your name and date of birth.
6. Upload a valid ID.
7. Click on “Create Account”.

Once your account is created, you can start using OPay to make payments, send money, and more.

Here are some additional details about the steps involved in opening an OPay account:

• To download the OPay app, you can search for “OPay” in the Google Play Store or the Apple App Store.
• When you open the app, you will be prompted to create an account. Enter your phone number and a password, and then click on “Sign Up”.
• You will receive a code on your phone. Enter the code into the app to verify your phone number.
• Enter your name and date of birth.
• Upload a valid ID. You can upload a driver’s license, national ID card, or passport.
• Click on “Create Account”.

Once your account is created, you can start using OPay to make payments, send money, and more.

Here are some of the things you can do with an OPay account:

• Make payments for goods and services.
• Send money to friends and family.
• Top up your mobile phone airtime.
• Pay for your utility bills.
• Buy movie tickets.
• Book a ride.
• Order food.
• And more!

OPay is a convenient and easy way to make payments and manage your finances. With an OPay account, you can do all of your everyday transactions with just a few taps on your phone.

To use OPay USSD code, follow these steps:

1. Dial *955# on your phone.
2. Select the option you want to perform. For example, to buy airtime, select “1”.
3. Enter the required information. For example, to buy airtime for yourself, enter your phone number and the amount of airtime you want to buy.
4. Enter your OPay PIN.
5. Confirm the transaction.

Here are some of the services you can access with OPay USSD code:

• Buy airtime
• Send money
• Check balance
• Perform withdrawal
• Pay bills
• Top up data
• Order food
• Book a ride
• And more

You can also use OPay USSD code to access customer support. To do this, select “0” when prompted.

OPay USSD code is a convenient way to access OPay services without having to download the OPay app or use data. It is available on all networks in Nigeria.

Here are some additional information about OPay USSD code:

• The OPay USSD code is *955#.
• You can use OPay USSD code on any mobile phone, regardless of network.
• You need to have an OPay account to use OPay USSD code.
• You can create an OPay account by downloading the OPay app or visiting the OPay website.
• You can use OPay USSD code to access all of the same services that you can access with the OPay app.
• OPay USSD code is a secure way to access OPay services. Your personal information is protected by OPay’s security measures.

There are two ways to check your OPay account balance:

1. Using the OPay app
2. Open the OPay app.
3. Tap on the “My Account” tab.
4. Your balance will be displayed under the “Wallet Balance” section.
5. Using the OPay USSD code
6. Dial *955# on your phone.
7. Select the option to check your balance.
8. Enter your OPay PIN.
9. Your balance will be displayed.

Here are some additional details about each method:

• Checking your balance using the OPay app
  • You can check your balance at any time, from anywhere.
  • You can also use the app to view your transaction history, make payments, and more.
• Checking your balance using the OPay USSD code
  • You can check your balance even if you don’t have data or internet access.
  • You can also use the USSD code to make payments, buy airtime, and more.

There are several ways to deposit money into your OPay wallet. Here are a few options:

• Through the OPay app:
  1. Open the OPay app.
  2. Tap on the “Wallet” tab.
  3. Tap on “Deposit”.
  4. Select a payment method.
  5. Enter the amount you want to deposit.
  6. Enter your PIN to confirm the transaction.
• Through the OPay website:
  1. Go to the OPay website.
  2. Click on the “Wallet” tab.
  3. Click on “Deposit”.
  4. Select a payment method.
  5. Enter the amount you want to deposit.
  6. Enter your PIN to confirm the transaction.
• Through OPay agents:
  1. Find an OPay agent near you.
  2. Tell the agent you want to deposit money into your OPay wallet.
  3. Give the agent the amount you want to deposit.
  4. The agent will give you a receipt.
• Through bank transfer:
  1. Log in to your bank account.
  2. Select the “Pay” option.
  3. Select “OPay” as the payee.
  4. Enter your OPay account number.
  5. Enter the amount you want to deposit.
  6. Enter your bank’s security code.
  7. Click on “Submit”.

The fees for depositing money into your OPay wallet vary depending on the payment method you use. For example, depositing money through the OPay app is free, while depositing money through a bank transfer may incur a fee.

Once you have deposited money into your OPay wallet, you can use it to make payments for a variety of goods and services, including airtime, data, bills, and more.

Here are the steps on how to apply for a loan on OPay:

1. Open the OPay app on your phone.
2. Tap on the “Loans” icon.
3. Select the type of loan you want to apply for.
4. Enter your personal information, such as your name, email address, phone number, and date of birth.
5. Enter your financial information, such as your income and expenses.
6. Upload your identification documents.
7. Review and agree to the terms and conditions of the loan.
8. Submit your application.

OPay will review your application and will notify you of your approval status within 24 hours. If your application is approved, you will receive the funds in your OPay wallet within 24 hours.

Here are some of the requirements for applying for a loan on OPay:

• You must be a Nigerian citizen.
• You must be at least 18 years old.
• You must have a valid identification document.
• You must have a stable income.
• You must have a good credit history.

The interest rates for OPay loans vary depending on the type of loan and your credit history. The repayment period for OPay loans is also variable, but it is typically between 3 and 12 months.

If you are unable to repay your loan, OPay may charge you late fees and/or interest penalties. In some cases, OPay may also report your delinquency to the credit bureaus, which could damage your credit score.

It is important to carefully consider your financial situation before applying for a loan on OPay. Make sure that you can afford the monthly payments and that you will be able to repay the loan in full within the agreed-upon time frame.

To buy data and airtime on Opay, follow these steps:

1. Open the Opay app.
2. Tap on the “Airtime & Data” tab.
3. Select the network you want to buy airtime or data for.
4. Enter the phone number you want to top up.
5. Select the amount of airtime or data you want to buy.
6. Choose a payment method.
7. Tap on “Buy”.

Here are some additional details about each step:

• You can buy airtime or data for any network in Nigeria, including MTN, Glo, Airtel, and 9mobile.
• You can top up any phone number, even if it is not your own.
• You can pay for airtime and data using a variety of methods, including bank transfer, debit card, and credit card.
• Your airtime or data will be credited to your phone immediately after you make the purchase.

Here are some tips for buying airtime and data on Opay:

• Make sure you have a strong internet connection before you start the process.
• Double-check the phone number you enter before you make the purchase.
• If you are buying airtime for someone else, make sure you know their network and phone number.
• Use a payment method that you are comfortable with.
• Be aware of the fees associated with each payment method.