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Legit Instant Loan App (Without BVN) In Nigeria

Can I get a loan app in Nigeria with a low-interest rate? Yes, in this post; we are going to show you the Legit App In Nigeria that we not only offers a loan but also gives a low-interest rate.

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A loan is a transfer of money by one party to another with an agreement to pay it back. The borrower is required to pay interest for the borrowed money.

In this post, we are going to talk more about the top 20 loan apps in Nigeria, quick loan apps in Nigeria, a list of fake loan apps in Nigeria, new loan apps in Nigeria, loan apps in Nigeria with low interest, legit loan apps, loan apps in Nigeria with low-interest rate, loan app in Nigeria without ATM card, best online loan app in Nigeria, loan without app in Nigeria.

Do you need a loan? just visit this loan platform that we have listed below to acquire a quick loan. Let’s keep going!!!

Online-loans

Requirement Needed For Applying For Loan

Here are the requirement needed to apply for a loan in any of the loan apps below:

  • Birth certificate.
  • Certificate of citizenship
  • Driver’s license
  • Military ID
  • Passport
  • National Identity Card
  • Passport
  • Voters Card
  • Driver’s License
  • Bank statement
  • Your employment letter

Note: You must be at the age of 18 years and above before you can be offered a loan.

Top 20 Loan App In Nigeria

Here are the top loan app in Nigeria. You can apply to any of the listed loan apps and loan any amount of your choice but you must agree to the terms and conditions.

  1. YesCredit Loan
  2. Kredi Loan
  3. Kuda Loan
  4. Page Financial
  5. Migo Loan App
  6. Lidya Loan
  7. JumiaPay
  8. Okash
  9. Specta
  10. Alat Loan
  11. QuickCheck
  12. PalmCredit
  13. AellaCredit
  14. P2Vest
  15. Carbon
  16. FairMoney
  17. Branch
  18. UMba Loan
  19. Irorun
  20. Aella Credit

These apps have been approved by the federal government and now operating in Nigeria. To loan on these apps, you have to follow their rules and regulation to fully apply for the loan.

Full List Of Approved Loan Apps In Nigeria

  1. SYCAMORE INTEGRATED SOLUTIONS LIMITED
  2. TRADE DEPOT
  3. TAJOW INVESTMENT
  4. BLUE RIDGE MICROFINANCE BANK LIMITED
  5. GROLATECH CREDIT LIMITED
  6. BRANCH INTERNATIONAL FINANCIAL SERVICES LIMITED
  7. P2VEST TECHNOLOGY LIMITED
  8. CREDITWAVE FINANCE LIMITED
  9. KEENEST TECH SERVICE LIMITED
  10. FAIRMONEY MICRO FINANCE BANK
  11. ALTRACRED FINANCE INVESTMENT LIMITED
  12. CREVANCE CREDIT LIMITED
  13. MENACRED COMPANY LIMITED
  14. AFROWIDE DEVELOPMENT LTD
  15. RED PLANET NIGERIA LIMITED
  16. AFROFIRST MOBILE AND TECHNOLOGY COMPANY LIMITED
  17. RANKCAPITAL LIMITED
  18. IBS GOLDEN INVESTMENT COMPANY LIMITED
  19. LENDVISERY SERVICES LIMITED
  20. RENMONEY MICROFINANCE BANK LIMITED
  21. SWIPEBILL TECHNOLOGIES NIGERIA LIMITED
  22. HOMETOWN FINTECH LIMITED
  23. GIASUN TECHNOLOGY NIGERIA LIMITED
  24. BE RESOURCES LIMITED
  25. ROCKIT LENDERS NIGERIA LIMITED
  26. PIVO TECHNOLOGY LIMITED
  27. YES CREDIT COMPANY LIMITED
  28. IRORUN TECHNOLOGIES LIMITED
  29. CSENSE LIMITED
  30. SUPREME HELP COOPERATIVE SOCIETY LIMITED
  31. ORCOM AND ORCOM BUSSINESS SUPPORT LIMITED
  32. PAYHIPPO LIMITED.
  33. EASYCHECK FINANCE INVESTMENT LIMITED
  34. QUARK FINANCIAL NIGERIA LIMITED
  35. EDMOND SOLUTIONS COMPANY LIMITED
  36. TED ROCKET LIMITED
  37. PENAID LIMITED
  38. ARVE LIMITED
  39. DOVER CREDIT LIMITED
  40. RAGEKAY GLOBAL INVESTMENT LIMITED
  41. MAYWOOD LENDING LIMITED
  42. LINKPARK TECHNOLOGY NIGERIA LIMITED
  43. MANGNET LENDING LIMITED
  44. RUBYSTAR GLOBAL LIMITED
  45. BESTFIN NIGERIA LIMITED
  46. FUBRI CENTURY COMPANY LIMITED
  47. BERLY SPRING GLOBAL LIMITED
  48. ROCK FINANCIALS LIMITED
  49. PHOENIX PAYMENT SOLUTION LIMITED
  50. VALUE DRIVER TECHNOLOGY SOLUTION LIMITED
  51. NEXTPAYDAY LIMITED
  52. BLACKCOPPER SERVICE LIMITED
  53. TRAFALGAR ASSOCIATE LIMITED
  54. WINDVILLE FINANCIAL NIGERIA LIMITED
  55. ORANGE LOAN & PURPLE CREDIT LIMITED
  56. CARBON MICROFINANCE BANK LIMITED
  57. NEO-LINK TECHNOLOGY COMPANY LIMITED
  58. FINNEW FINTECH LIMITED
  59. OTP INTERNET TECHNOLOGY LIMITED
  60. RED HARBOR FINTECH LIMITED
  61. PAYLATER HUB LIMITED
  62. SKITLOAN NIGERIA LIMITED
  63. RACEOVA NIG. LIMITED
  64. NEW CREDAGE NIGERIA LIMITED
  65. BETTER LENDING COMPANY LIMITED
  66. FAST-POINT INTEGRATED LIMITED
  67. APEX LENDING LIMITED
  68. PISKA TECH NIGERIA LIMITED
  69. PRINCEP CREDIT SYSTEM LIMITED
  70. OMALEND SERVICE LIMITED
  71. POCKFUL FINANCE LIMITED
  72. HIGHCREDIT NIGERIA LIMITED
  73. HOLLANDALE NIGERIA LIMITED
  74. PAY FINANCIAL TECHNOLOGY SERVICE LIMITED
  75. A1 CAPITAL SOLUTION LIMITED
  76. NEWEDGE FINANCE LIMITED
  77. PAPICHOU TECHNOLOGY LIMITED
  78. GOHARVEST INTERNATIONAL LIMITED
  79. MINO SPARKS LIMITED
  80. XGO FINANCE LIMITED
  81. PRIMERA MICROFINANCE BANK
  82. CREDIT TECH LENDING COMPANY
  83. PROSPERITY ARCHIPELAGO LIMITED
  84. FINESEST LIMITED
  85. SINGULARITY TECHNOLOGY NIGERIA LTD
  86. ECON MART FINTECH LIMITED
  87. PENNEE TECHNOLOGIES LIMITED
  88. OXYMON SOLUTION LIMITED
  89. LANTANA TECHNOLOGY LIMITED
  90. APPLINK CAPITAL NIGERIA LIMITED
  91. YEGON TECH LIMITED
  92. FEZOTECH NIGERIA LIMITED
  93. ERIC VSTA LIMITED
  94. MOBLASPAY COMPANY LIMITED
  95. PAYCREDIT LIMITED
  96. NIZ SERVICES LIMITED
  97. MINO SPARKS LIMITED
  98. FLO WOOD LENDING
  99. LIBERTY ASSURED LIMITED
  100. UNI TECHNOLOGY NIGERIA LTD
  101. TRADE LENDA COM LIMITED
  102. CREDITVILLE MICROFINANCE BANK LTD
  103. LETSHEGO MICROFINANCE BANK LTD
  104. KIOWOPE CAPITAL LIMITED
  105. VEENDHQ LIMITED
  106. UCPLUS ADVANCE LIMITED
  107. MAVEN FINANCE LIMITED
  108. AELLA FINANCIAL SOLUTIONS LIMITED
  109. FLUNA CAPITAL LIMITED
  110. NEWEDGE FINANCE LIMITED
  111. TA PRIME LIMITED
  112. REGXTA GLOBAL SERVICE LTD
  113. PROVEST LIMITED
  114. JM RUBINUS LIMITED
  115. CROSSROADS E-PAYMENT SYSTEMS LIMITED
  116. CONSYNERGY LIMITED
  117. FINTCRED INNOVATION LIMITED
  118. AFROSAY FINTECH LIMITED
  119. MIM FINANCE COMPANY

Also, see: Latest Opay Bank USSD Code for Transfer, Balance, Deposit, Loan, Data & Airtime

Best Loan Apps In Nigeria For Android And iOS Users

  • Carbon (formerly pay later)
  • Fairmoney
  • Credit ville
  • Sokoloan
  • Palmcredit
  • Kiakia loans
  • Allea credit
  • Quick check
  • Kwikmoney (Formerly Migi)
  • Branch

Top 10 Loan Apps In Nigeria With Interest Rates

Palmcredit app

Download the Palmcredit app on your Google Play Store, it provides a quick loan that is up to N10,000 to N300,000 without any form of collateral. Plamcredit charges an interest rate of 4% per month. 

FairMoney App

FairMoney is an app that offers fast loans within 5 minutes you don’t need any documents or collateral. To apply for the app, you can download FairMoney Loan App on your Google Play Store.

Loan amounts range between N1,500 to N1 million to pay back from 61 days to 18 months at monthly interest rates that range from 2.5% to 30%.

Okash Loan App

Okash is an online loan platform for all mobile phones. The application process takes just a few steps with minimal documentation and the approved loan amount is transferred to the applicant’s bank account. The app offers loans ranging from N3,000 to N500,000 and repayment plan ranges from 91 days to 365 days.

The Okash interest rate is calculated on a daily basis, which amounts to an Annual Percentage Rate (APR) of between 36.5% to 360%.

Loan App In Nigeria Without BVN

These are the list of apps that can offer loans without asking for your BVN. Some financial platforms in Nigeria such as “FairMoney Loan App, JumiaOne Loan App, OKash Loan App, Carbon (Paylater) Loan App, and Aella Credit Loan” apps can give you access to loans without providing BVN or collateral.

List Of Fake Loan Apps In Nigeria 2023

Here are the list of fake loan apps in Nigeria. We advise borrowers to avoid them at all costs, not to be a victim. All these listed apps are not approved and have been banned in Nigeria. Please be warned!!

  1. Cash Mall Loan App
  2. Cash Lion Loan
  3. Fast Money Loan App
  4. Lend Cash Loan App
  5.  Borrow Now Loan
  6. LCredit Loan App
  7. Naira Plus Loan
  8. 9ja Cash Loan App
  9. Cash Wallet Loan
  10. GGMoney Loan
  11. 9Credit Loan
  12. Sokoloan
  13. Palmcash Loan App
  14. Ease Cash Loan
  15. ForNaira Loan
  16. GotCash Loan App
  17. NCash Loan
  18. GotoCash Loan
  19. GoCash Loan
  20. KashKash Loan

Don’t forget to download any of these listed apps to acquire a loan but please be mindful of the apps you want to loan with. Like, comment and share this post. Thanks.

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