Can I get a loan app in Nigeria with a low-interest rate? Yes, in this post; we are going to show you the Legit App In Nigeria that we not only offers a loan but also gives a low-interest rate.
A loan is a transfer of money by one party to another with an agreement to pay it back. The borrower is required to pay interest for the borrowed money.
In this post, we are going to talk more about the top 20 loan apps in Nigeria, quick loan apps in Nigeria, a list of fake loan apps in Nigeria, new loan apps in Nigeria, loan apps in Nigeria with low interest, legit loan apps, loan apps in Nigeria with low-interest rate, loan app in Nigeria without ATM card, best online loan app in Nigeria, loan without app in Nigeria.
Do you need a loan? just visit this loan platform that we have listed below to acquire a quick loan. Let’s keep going!!!
Requirement Needed For Applying For Loan
Here are the requirement needed to apply for a loan in any of the loan apps below:
- Birth certificate.
- Certificate of citizenship
- Driver’s license
- Military ID
- Passport
- National Identity Card
- Passport
- Voters Card
- Driver’s License
- Bank statement
- Your employment letter
Note: You must be at the age of 18 years and above before you can be offered a loan.
Top 20 Loan App In Nigeria
Here are the top loan app in Nigeria. You can apply to any of the listed loan apps and loan any amount of your choice but you must agree to the terms and conditions.
- YesCredit Loan
- Kredi Loan
- Kuda Loan
- Page Financial
- Migo Loan App
- Lidya Loan
- JumiaPay
- Okash
- Specta
- Alat Loan
- QuickCheck
- PalmCredit
- AellaCredit
- P2Vest
- Carbon
- FairMoney
- Branch
- UMba Loan
- Irorun
- Aella Credit
These apps have been approved by the federal government and now operating in Nigeria. To loan on these apps, you have to follow their rules and regulation to fully apply for the loan.
Full List Of Approved Loan Apps In Nigeria
- SYCAMORE INTEGRATED SOLUTIONS LIMITED
- TRADE DEPOT
- TAJOW INVESTMENT
- BLUE RIDGE MICROFINANCE BANK LIMITED
- GROLATECH CREDIT LIMITED
- BRANCH INTERNATIONAL FINANCIAL SERVICES LIMITED
- P2VEST TECHNOLOGY LIMITED
- CREDITWAVE FINANCE LIMITED
- KEENEST TECH SERVICE LIMITED
- FAIRMONEY MICRO FINANCE BANK
- ALTRACRED FINANCE INVESTMENT LIMITED
- CREVANCE CREDIT LIMITED
- MENACRED COMPANY LIMITED
- AFROWIDE DEVELOPMENT LTD
- RED PLANET NIGERIA LIMITED
- AFROFIRST MOBILE AND TECHNOLOGY COMPANY LIMITED
- RANKCAPITAL LIMITED
- IBS GOLDEN INVESTMENT COMPANY LIMITED
- LENDVISERY SERVICES LIMITED
- RENMONEY MICROFINANCE BANK LIMITED
- SWIPEBILL TECHNOLOGIES NIGERIA LIMITED
- HOMETOWN FINTECH LIMITED
- GIASUN TECHNOLOGY NIGERIA LIMITED
- BE RESOURCES LIMITED
- ROCKIT LENDERS NIGERIA LIMITED
- PIVO TECHNOLOGY LIMITED
- YES CREDIT COMPANY LIMITED
- IRORUN TECHNOLOGIES LIMITED
- CSENSE LIMITED
- SUPREME HELP COOPERATIVE SOCIETY LIMITED
- ORCOM AND ORCOM BUSSINESS SUPPORT LIMITED
- PAYHIPPO LIMITED.
- EASYCHECK FINANCE INVESTMENT LIMITED
- QUARK FINANCIAL NIGERIA LIMITED
- EDMOND SOLUTIONS COMPANY LIMITED
- TED ROCKET LIMITED
- PENAID LIMITED
- ARVE LIMITED
- DOVER CREDIT LIMITED
- RAGEKAY GLOBAL INVESTMENT LIMITED
- MAYWOOD LENDING LIMITED
- LINKPARK TECHNOLOGY NIGERIA LIMITED
- MANGNET LENDING LIMITED
- RUBYSTAR GLOBAL LIMITED
- BESTFIN NIGERIA LIMITED
- FUBRI CENTURY COMPANY LIMITED
- BERLY SPRING GLOBAL LIMITED
- ROCK FINANCIALS LIMITED
- PHOENIX PAYMENT SOLUTION LIMITED
- VALUE DRIVER TECHNOLOGY SOLUTION LIMITED
- NEXTPAYDAY LIMITED
- BLACKCOPPER SERVICE LIMITED
- TRAFALGAR ASSOCIATE LIMITED
- WINDVILLE FINANCIAL NIGERIA LIMITED
- ORANGE LOAN & PURPLE CREDIT LIMITED
- CARBON MICROFINANCE BANK LIMITED
- NEO-LINK TECHNOLOGY COMPANY LIMITED
- FINNEW FINTECH LIMITED
- OTP INTERNET TECHNOLOGY LIMITED
- RED HARBOR FINTECH LIMITED
- PAYLATER HUB LIMITED
- SKITLOAN NIGERIA LIMITED
- RACEOVA NIG. LIMITED
- NEW CREDAGE NIGERIA LIMITED
- BETTER LENDING COMPANY LIMITED
- FAST-POINT INTEGRATED LIMITED
- APEX LENDING LIMITED
- PISKA TECH NIGERIA LIMITED
- PRINCEP CREDIT SYSTEM LIMITED
- OMALEND SERVICE LIMITED
- POCKFUL FINANCE LIMITED
- HIGHCREDIT NIGERIA LIMITED
- HOLLANDALE NIGERIA LIMITED
- PAY FINANCIAL TECHNOLOGY SERVICE LIMITED
- A1 CAPITAL SOLUTION LIMITED
- NEWEDGE FINANCE LIMITED
- PAPICHOU TECHNOLOGY LIMITED
- GOHARVEST INTERNATIONAL LIMITED
- MINO SPARKS LIMITED
- XGO FINANCE LIMITED
- PRIMERA MICROFINANCE BANK
- CREDIT TECH LENDING COMPANY
- PROSPERITY ARCHIPELAGO LIMITED
- FINESEST LIMITED
- SINGULARITY TECHNOLOGY NIGERIA LTD
- ECON MART FINTECH LIMITED
- PENNEE TECHNOLOGIES LIMITED
- OXYMON SOLUTION LIMITED
- LANTANA TECHNOLOGY LIMITED
- APPLINK CAPITAL NIGERIA LIMITED
- YEGON TECH LIMITED
- FEZOTECH NIGERIA LIMITED
- ERIC VSTA LIMITED
- MOBLASPAY COMPANY LIMITED
- PAYCREDIT LIMITED
- NIZ SERVICES LIMITED
- MINO SPARKS LIMITED
- FLO WOOD LENDING
- LIBERTY ASSURED LIMITED
- UNI TECHNOLOGY NIGERIA LTD
- TRADE LENDA COM LIMITED
- CREDITVILLE MICROFINANCE BANK LTD
- LETSHEGO MICROFINANCE BANK LTD
- KIOWOPE CAPITAL LIMITED
- VEENDHQ LIMITED
- UCPLUS ADVANCE LIMITED
- MAVEN FINANCE LIMITED
- AELLA FINANCIAL SOLUTIONS LIMITED
- FLUNA CAPITAL LIMITED
- NEWEDGE FINANCE LIMITED
- TA PRIME LIMITED
- REGXTA GLOBAL SERVICE LTD
- PROVEST LIMITED
- JM RUBINUS LIMITED
- CROSSROADS E-PAYMENT SYSTEMS LIMITED
- CONSYNERGY LIMITED
- FINTCRED INNOVATION LIMITED
- AFROSAY FINTECH LIMITED
- MIM FINANCE COMPANY
Also, see: Latest Opay Bank USSD Code for Transfer, Balance, Deposit, Loan, Data & Airtime
Best Loan Apps In Nigeria For Android And iOS Users
- Carbon (formerly pay later)
- Fairmoney
- Credit ville
- Sokoloan
- Palmcredit
- Kiakia loans
- Allea credit
- Quick check
- Kwikmoney (Formerly Migi)
- Branch
Top 10 Loan Apps In Nigeria With Interest Rates
Palmcredit app
Download the Palmcredit app on your Google Play Store, it provides a quick loan that is up to N10,000 to N300,000 without any form of collateral. Plamcredit charges an interest rate of 4% per month.
FairMoney App
FairMoney is an app that offers fast loans within 5 minutes you don’t need any documents or collateral. To apply for the app, you can download FairMoney Loan App on your Google Play Store.
Loan amounts range between N1,500 to N1 million to pay back from 61 days to 18 months at monthly interest rates that range from 2.5% to 30%.
Okash Loan App
Okash is an online loan platform for all mobile phones. The application process takes just a few steps with minimal documentation and the approved loan amount is transferred to the applicant’s bank account. The app offers loans ranging from N3,000 to N500,000 and repayment plan ranges from 91 days to 365 days.
The Okash interest rate is calculated on a daily basis, which amounts to an Annual Percentage Rate (APR) of between 36.5% to 360%.
Loan App In Nigeria Without BVN
These are the list of apps that can offer loans without asking for your BVN. Some financial platforms in Nigeria such as “FairMoney Loan App, JumiaOne Loan App, OKash Loan App, Carbon (Paylater) Loan App, and Aella Credit Loan” apps can give you access to loans without providing BVN or collateral.
List Of Fake Loan Apps In Nigeria 2023
Here are the list of fake loan apps in Nigeria. We advise borrowers to avoid them at all costs, not to be a victim. All these listed apps are not approved and have been banned in Nigeria. Please be warned!!
- Cash Mall Loan App
- Cash Lion Loan
- Fast Money Loan App
- Lend Cash Loan App
- Borrow Now Loan
- LCredit Loan App
- Naira Plus Loan
- 9ja Cash Loan App
- Cash Wallet Loan
- GGMoney Loan
- 9Credit Loan
- Sokoloan
- Palmcash Loan App
- Ease Cash Loan
- ForNaira Loan
- GotCash Loan App
- NCash Loan
- GotoCash Loan
- GoCash Loan
- KashKash Loan
Don’t forget to download any of these listed apps to acquire a loan but please be mindful of the apps you want to loan with. Like, comment and share this post. Thanks.
