FCMB Bank, also known as First City Monument Bank, is a commercial bank in Nigeria. It is a member of FCMB Group Plc, a financial services holding company headquartered in Lagos. FCMB Group Plc has nine subsidiaries divided among three business groups: commercial and retail banking, investment banking, and asset and wealth management.
Thank you for reading this post, don't forget to subscribe!FCMB Bank was founded in 1982 as First City Merchant Bank. It was renamed First City Monument Bank in 1991. The bank has over 500 branches and over 10,000 employees. It is listed on the Nigerian Stock Exchange.
FCMB Bank offers a wide range of banking products and services, including current accounts, savings accounts, loans, mortgages, credit cards, and investment products. The bank also offers a variety of online and mobile banking services.
FCMB Bank is a leading provider of banking services in Nigeria. It is a strong and stable bank with a long history of providing excellent customer service.
Here are some of the products and services offered by FCMB Bank:
- Current accounts
- Savings accounts
- Loans
- Mortgages
- Credit cards
- Investment products
- Online banking
- Mobile banking
FCMB Bank has a number of awards and recognitions, including:
- The Best Retail Bank in Nigeria in 2022 by The Banker magazine
- The Best Bank in Nigeria in 2022 by Global Finance magazine
- The Best Bank in Nigeria in 2022 by The Africa Report magazine
FCMB Bank is a member of the following organizations:
- The Bankers’ Committee of Nigeria
- The Association of Nigerian Banks
- The International Monetary Fund
- The World Bank
FCMB Bank is a strong and stable bank with a long history of providing excellent customer service. It is a leading provider of banking services in Nigeria.
People also ask On FCMB Bank
- How To Open FCMB Bank
- Deposit Into My FCMB Bank
- Set My Alert Sim and Email On My FCMB Bank
- All USSD Code On FCMB Bank
- Check My FCMB Account Balance
- Apply for Loan On FCMB Bank
- Buy Airtime & Data On FCMB Bank
How To Open FCMB Bank Account
There are two ways to open an FCMB account:
- Online account opening
You can open an FCMB account online by visiting the FCMB website and clicking on the “Open an Account” tab. You will need to provide some basic information, such as your name, address, and phone number. You will also need to upload a scanned copy of your passport photograph and signature.
- Walk-in account opening
You can also open an FCMB account by visiting any FCMB branch. You will need to provide the same information as you would for online account opening, as well as a valid identification document.
Here are the documents you need to open an FCMB account:
- Valid identification document (e.g., passport, driver’s license, national ID card)
- Proof of address (e.g., utility bill, bank statement)
- BVN (Bank Verification Number)
- Passport photograph
- Signature
Once you have submitted your application, FCMB will review it and notify you of the status of your application within a few days. If your application is approved, you will be able to start using your new account immediately.
Here are the steps on how to open an FCMB account online:
- Go to the FCMB website and click on the “Open an Account” tab.
- Select the type of account you want to open.
- Provide your basic information, such as your name, address, and phone number.
- Upload a scanned copy of your passport photograph and signature.
- Click on the “Submit” button.
- FCMB will review your application and notify you of the status of your application within a few days.
- If your application is approved, you will be able to start using your new account immediately.
Here are the steps on how to open an FCMB account by visiting a branch:
- Visit any FCMB branch.
- Speak to a customer service representative.
- Provide the required documents.
- Pay the account opening fee.
- Sign the account opening documents.
- Your account will be opened and you will be able to start using it immediately.
How To Deposit Into My FCMB Bank
There are several ways to deposit money into your FCMB bank account.
- Through an ATM
You can deposit cash into your FCMB account through any of the bank’s ATMs. To do this, follow these steps:
- Insert your ATM card into the ATM machine.
- Enter your PIN.
- Select the “Deposit” option.
- Enter the amount you want to deposit.
- Insert the cash into the ATM machine.
- Collect your receipt.
- Through a bank branch
You can also deposit money into your FCMB account at any of the bank’s branches. To do this, simply bring your cash and your account number to the branch and ask a teller to help you.
- Through the FCMB mobile app
The FCMB mobile app allows you to deposit money into your account using your smartphone. To do this, follow these steps:
- Open the FCMB mobile app.
- Sign in to your account.
- Tap on the “Deposit” option.
- Enter the amount you want to deposit.
- Take a picture of the cash you want to deposit.
- Review the deposit details and tap on “Submit”.
- Through the FCMB internet banking platform
You can also deposit money into your FCMB account using the bank’s internet banking platform. To do this, follow these steps:
- Go to the FCMB internet banking website.
- Sign in to your account.
- Click on the “Deposit” tab.
- Enter the amount you want to deposit.
- Select the account you want to deposit to.
- Click on the “Submit” button.
Whichever method you choose, make sure to keep your account number and PIN confidential.
How To Set My Alert Sim and Email On My FCMB Bank
There are two ways to set your alert sim and email on your FCMB bank account:
Via USSD:
- Dial *329# on your phone.
- Select “Self-Service”.
- Select “Alerts”.
- Select “Set Alert Sim” or “Set Alert Email”.
- Enter your account number and password.
- Enter your new alert sim number or email address.
- Confirm your details and submit.
Via the FCMB Mobile App:
- Open the FCMB Mobile App.
- Click on “Profile”.
- Click on “Alerts”.
- Click on “Set Alert Sim” or “Set Alert Email”.
- Enter your account number and password.
- Enter your new alert sim number or email address.
- Confirm your details and submit.
Once you have set your alert sim and email, you will receive notifications whenever there is a transaction on your account. This will help you to keep track of your spending and to be alerted to any suspicious activity.
Here are some additional things to keep in mind when setting your alert sim and email:
- You can only set one alert sim and one alert email per account.
- You can change your alert sim and email at any time.
- You should keep your alert sim and email confidential.
- You should report any unauthorized access to your alert sim or email to FCMB immediately.
List Of All USSD Code On FCMB Bank
Here is a list of all USSD codes on FCMB Bank:
- Check account balance: *329*1#
- View mini statement: *329*2#
- Transfer funds: *329*3#
- Pay bills: *329*4#
- Buy airtime: *329*5#
- Check account limits: *329*6#
- Block/unblock ATM card: *329*7#
- Change USSD PIN: *329*8#
- Request for mini statement: *329*9#
- Block/unblock account: *329*9*11#
To register for FCMB USSD banking, simply dial *329# and follow the instructions. You will need to enter your account number and create a 4-digit transaction PIN. Once you are registered, you can use the USSD code to access all of the services listed above.
Here are some additional details about each USSD code:
- Check account balance: This code will display your current account balance.
- View mini statement: This code will display your most recent transactions.
- Transfer funds: This code will allow you to transfer money to another FCMB account.
- Pay bills: This code will allow you to pay your utility bills, such as electricity, water, and cable TV.
- Buy airtime: This code will allow you to buy airtime for your mobile phone.
- Check account limits: This code will display your daily and monthly transfer limits.
- Block/unblock ATM card: This code will allow you to block or unblock your ATM card.
- Change USSD PIN: This code will allow you to change your USSD PIN.
- Request for mini statement: This code will send you a copy of your most recent transactions via SMS.
- Block/unblock account: This code will allow you to block or unblock your account.
Please note that some of these services may incur charges. For more information, please contact FCMB customer service.
How To Check My FCMB Account Balance
There are several ways to check your FCMB account balance.
- USSD Banking: Dial *329*00# on your phone. You will be prompted to enter your account number and PIN. Once you have entered your details, your balance will be displayed on your screen.
- FCMB Mobile App: Download the FCMB Mobile App from the Google Play Store or the Apple App Store. Once you have installed the app, open it and sign in with your account number and PIN. Tap on the “Account Balance” tab to view your current balance.
- FCMB Online Banking: Log in to your FCMB Online Banking account at www.fcmb.com. Once you have logged in, click on the “Account Summary” tab to view your current balance.
- ATM: Visit any FCMB ATM and insert your debit card. Enter your PIN and select the “Check Balance” option. Your balance will be displayed on the ATM screen.
- Bank Branch: Visit any FCMB branch and speak to a customer service representative. They will be able to check your balance for you.
How To Apply for Loan On FCMB Bank
There are a few ways to apply for a loan on FCMB Bank.
- Online: You can apply for a loan online through the FCMB website. To do this, you will need to create an account and provide some basic information about yourself, such as your name, address, and employment status. You will also need to provide information about your income and expenses. Once you have submitted your application, FCMB will review it and get back to you with a decision.
- At a branch: You can also apply for a loan at any FCMB branch. To do this, you will need to bring your ID and proof of income. You will also need to fill out a loan application form. Once you have submitted your application, FCMB will review it and get back to you with a decision.
- Through a mobile app: FCMB also offers a mobile app that allows you to apply for a loan. To do this, you will need to download the app and create an account. Once you have created an account, you can apply for a loan by following the instructions in the app.
The following are the requirements for applying for a loan on FCMB Bank:
- You must be a Nigerian citizen.
- You must be at least 18 years old.
- You must have a valid ID.
- You must have a source of income.
- You must have a good credit history.
The interest rates for loans on FCMB Bank vary depending on the type of loan and your credit history. However, interest rates are typically between 10% and 20%.
The repayment period for loans on FCMB Bank also varies depending on the type of loan. However, repayment periods are typically between 12 and 60 months.
If you are approved for a loan on FCMB Bank, the funds will be deposited into your bank account within 24 hours.
Here are some of the benefits of applying for a loan on FCMB Bank:
- Convenient: You can apply for a loan online, at a branch, or through a mobile app.
- Fast: You can get approved for a loan within 24 hours.
- Competitive interest rates: FCMB Bank offers competitive interest rates on loans.
- Flexible repayment terms: FCMB Bank offers flexible repayment terms on loans.
If you are considering applying for a loan, I recommend that you compare the different loan options available to you and choose the one that best meets your needs.
How Buy Airtime & Data On FCMB Bank
- Dial *329# on your phone.
- Select option 1, “Buy Airtime & Data.”
- Enter your mobile phone number.
- Enter the amount of airtime or data you want to buy.
- Enter your transaction PIN.
- Press Enter.
Your airtime or data will be credited to your phone immediately.
Here are some additional details about the process:
- You can buy airtime and data for any mobile phone network in Nigeria.
- The maximum amount of airtime or data you can buy in a single transaction is N50,000.
- You can also use the USSD banking service to buy airtime and data for other people.
- If you forget your transaction PIN, you can reset it by following the instructions on the USSD banking menu.
Here are some of the benefits of using FCMB USSD banking to buy airtime and data:
- It is a convenient and secure way to buy airtime and data.
- You can do it from anywhere, as long as you have a phone with a data connection.
- It is a fast and easy way to buy airtime and data.
- You can use it to buy airtime and data for any mobile phone network in Nigeria.
If you are an FCMB customer, I encourage you to try out the USSD banking service to buy airtime and data. It is a convenient, secure, and easy way to do it.
