Jaiz Bank Plc is a non-interest bank in Nigeria that was established in 2012. It is the first non-interest bank in Nigeria and is headquartered in Abuja, the capital city of the country. Jaiz Bank offers a wide range of financial products and services, including savings accounts, current accounts, investment products, and loans. The bank also offers a number of Islamic banking products and services, such as Murabaha, Ijara, and Wakalah.
Jaiz Bank is a member of the Nigeria Deposit Insurance Corporation (NDIC) and the Central Bank of Nigeria (CBN). The bank is also listed on the Nigerian Stock Exchange (NSE).
Jaiz Bank is committed to providing ethical and Sharia-compliant financial services to its customers. The bank’s mission is to “make life better through ethical finance.” Jaiz Bank is a socially responsible bank and is committed to contributing to the socio-economic development of Nigeria.
Jaiz Bank has been recognized for its commitment to ethical banking. In 2013, the bank was awarded the “Best Islamic Bank in Nigeria” by the Islamic Finance News. In 2014, the bank was awarded the “Best Islamic Bank in Africa” by the Global Islamic Finance Review.
Jaiz Bank is a growing and successful bank. The bank has a strong financial performance and is well-positioned for future growth. Jaiz Bank is committed to providing ethical and Sharia-compliant financial services to its customers and to contributing to the socio-economic development of Nigeria.
Here are some of the products and services offered by Jaiz Bank:
- Savings accounts
- Current accounts
- Investment products
- Loans
- Murabaha
- Ijara
- Wakalah
Jaiz Bank also offers a number of other services, such as:
- ATM cards
- Internet banking
- Mobile banking
- Phone banking
- Customer service
If you are looking for a non-interest bank that offers ethical and Sharia-compliant financial services, then Jaiz Bank is a good option. The bank has a strong financial performance and is well-positioned for future growth. Jaiz Bank is also committed to contributing to the socio-economic development of Nigeria.
People also ask On Jaiz Bank
- How to Open account on Jaiz Bank
- How to use Jaiz Bank USSD Code
- How to Transfer On Jaiz Bank
- How to Check Account Balance on Jaiz Bank
- How to Deposit on Jaiz Bank Account
- How to Apply for loan Jaiz Bank
- How to Buy Airtime & Data on Jaiz Bank
How to Open account on Jaiz Bank
There are two ways to open an account with Jaiz Bank:
- Online
To open an account online, you will need to have a BVN and a valid means of identification. You can follow these steps:
- Go to the Jaiz Bank website and click on the “Open Account” tab.
- Select the type of account you want to open.
- Enter your BVN and your valid means of identification.
- Complete the online application form.
- Upload a copy of your passport photograph.
- Submit your application.
Jaiz Bank will review your application and will contact you if you are approved.
- In person
To open an account in person, you will need to visit a Jaiz Bank branch. You can bring the following documents with you:
- BVN
- Valid means of identification
- Passport photograph
- Proof of address
A Jaiz Bank representative will help you open your account.
Here are the requirements for opening an account with Jaiz Bank:
- You must be a Nigerian citizen.
- You must be at least 18 years old.
- You must have a valid means of identification.
- You must have a BVN.
Here are the benefits of opening an account with Jaiz Bank:
- You can earn interest on your deposits.
- You can access your money through ATMs and online banking.
- You can get loans and other financial products.
If you are looking for a Shariah-compliant bank, Jaiz Bank is a good option. Jaiz Bank offers a variety of products and services that are in line with Islamic law.
How to use Jaiz Bank USSD Code
Jaiz Bank USSD Code is a quick and convenient way to access your bank account and make transactions without having to visit a branch. To use the USSD code, simply dial *773# on your mobile phone and follow the prompts. You will be able to check your balance, transfer funds, pay bills, and more.
Here are the steps on how to use Jaiz Bank USSD Code:
- Dial *773# on your mobile phone.
- Select the option you want to use.
- Enter the required information.
- Follow the prompts to complete the transaction.
Here are some of the transactions you can do using Jaiz Bank USSD Code:
- Check your balance
- Transfer funds
- Pay bills
- Buy airtime
- Request for a mini-statement
- Block your ATM card
- Report a lost ATM card
- Get help with your account
For a complete list of transactions you can do using Jaiz Bank USSD Code, please visit the Jaiz Bank website or contact your nearest branch.
Here are some of the benefits of using Jaiz Bank USSD Code:
- It is quick and convenient.
- You can access your account from anywhere.
- You do not need to have an internet connection.
- It is free to use.
If you have any questions about using Jaiz Bank USSD Code, please contact your nearest branch or call the Jaiz Bank customer care line on 0700 325 2456.
How to Transfer On Jaiz Bank
There are several ways to transfer money on Jaiz Bank.
- USSD
To transfer money using USSD, dial 973AmountAccount Number#. For example, to transfer N1,000 to account number 0000000000, you would dial 97310000000000000#.
- Mobile Banking
If you have the Jaiz Mobile Banking app, you can transfer money using the app. To do this, open the app and sign in. Then, tap on “Transfer” and select the type of transfer you want to make. You can transfer money to another Jaiz Bank account, to a bank account in Nigeria, or to a bank account outside of Nigeria.
- Internet Banking
If you have a Jaiz Bank internet banking account, you can transfer money using the internet. To do this, log in to your account and click on “Transfers”. Then, select the type of transfer you want to make and enter the details of the transfer.
- ATM
You can also transfer money using an ATM. To do this, insert your ATM card and enter your PIN. Then, select “Transfers” and follow the instructions on the screen.
The fees for transferring money on Jaiz Bank vary depending on the method you use. For example, the fee for transferring money using USSD is N10, while the fee for transferring money using Mobile Banking is N20.
Here are some additional things to keep in mind when transferring money on Jaiz Bank:
- You can only transfer money to accounts that are in your name.
- There are daily limits on the amount of money you can transfer.
- You may need to provide additional information, such as the recipient’s name and address, when transferring money to a bank account outside of Nigeria.
If you have any questions about transferring money on Jaiz Bank, you can contact customer service.
How to Check Account Balance on Jaiz Bank
There are several ways to check your account balance on Jaiz Bank.
- USSD: Dial *773# on your phone and follow the prompts.
- Mobile App: Download the Jaiz Mobile App from the App Store or Google Play and sign in with your account details.
- Internet Banking: Log in to your Jaiz Online account and click on “Account Balance”.
- ATM: Use any Jaiz Bank ATM to check your balance.
- Bank Branch: Visit any Jaiz Bank branch and speak to a customer service representative.
Here are the steps on how to check your account balance using USSD:
- Dial *773# on your phone.
- Select “Account Balance”.
- Enter your account number.
- Enter your PIN.
- Your account balance will be displayed on your screen.
Here are the steps on how to check your account balance using the Jaiz Mobile App:
- Open the Jaiz Mobile App.
- Sign in with your account details.
- Click on “Account Balance”.
- Your account balance will be displayed on your screen.
Here are the steps on how to check your account balance using Internet Banking:
- Log in to your Jaiz Online account.
- Click on “Account Balance”.
- Your account balance will be displayed on your screen.
Here are the steps on how to check your account balance using an ATM:
- Insert your ATM card into the ATM machine.
- Enter your PIN.
- Select “Account Balance”.
- Your account balance will be displayed on the ATM screen.
Here are the steps on how to check your account balance at a bank branch:
- Visit any Jaiz Bank branch.
- Speak to a customer service representative.
- Provide your account number and ID.
- The customer service representative will check your account balance and provide you with a statement.
How to Deposit on Jaiz Bank Account
There are several ways to deposit money into a Jaiz Bank account.
- Visit a Jaiz Bank branch. This is the most common way to deposit money into a Jaiz Bank account. Simply bring your cash or check to any Jaiz Bank branch and a teller will be happy to help you.
- Use the Jaiz Bank mobile app. The Jaiz Bank mobile app allows you to deposit money into your account quickly and easily. Simply open the app, select “Deposit Money,” and follow the instructions.
- Use the Jaiz Bank ATM. Jaiz Bank ATMs allow you to deposit cash into your account 24 hours a day, 7 days a week. Simply insert your ATM card, select “Deposit Cash,” and follow the instructions.
- Use a third-party payment processor. Jaiz Bank partners with several third-party payment processors, such as PayPal and Western Union. These processors allow you to deposit money into your Jaiz Bank account from anywhere in the world.
To deposit money into your Jaiz Bank account using a third-party payment processor, simply visit the processor’s website or app and follow the instructions.
Here are the steps on how to deposit money into a Jaiz Bank account using the Jaiz Bank mobile app:
- Open the Jaiz Bank mobile app.
- Tap on “Deposit Money.”
- Enter the amount you want to deposit.
- Select the account you want to deposit the money into.
- Tap on “Submit.”
- Follow the instructions on the screen to complete the deposit.
Here are the steps on how to deposit money into a Jaiz Bank account using a Jaiz Bank ATM:
- Insert your ATM card into the ATM.
- Enter your PIN.
- Select “Deposit Cash.”
- Insert the cash you want to deposit.
- Follow the instructions on the screen to complete the deposit.
Here are the steps on how to deposit money into a Jaiz Bank account using a third-party payment processor:
- Visit the third-party payment processor’s website or app.
- Create an account or log in to your existing account.
- Select Jaiz Bank as the bank you want to deposit money into.
- Enter the amount you want to deposit.
- Enter your Jaiz Bank account number.
- Follow the instructions on the screen to complete the deposit.
How to Apply for loan Jaiz Bank
Jaiz Bank offers a variety of loan products to individuals and businesses. To apply for a loan, you will need to meet the following requirements:
- Be a Nigerian citizen
- Have a valid means of identification
- Have a verifiable source of income
- Provide collateral (if required)
Once you have met the requirements, you can apply for a loan online or at any Jaiz Bank branch. To apply online, you will need to fill out a loan application form and provide the required documentation. To apply at a branch, you will need to speak with a loan officer.
The following are the steps on how to apply for a loan at Jaiz Bank:
- Visit the Jaiz Bank website and click on the “Loans” tab.
- Select the type of loan you are interested in.
- Click on the “Apply Now” button.
- Fill out the loan application form.
- Provide the required documentation.
- Submit your application.
Jaiz Bank will review your application and will contact you if you are approved for a loan. The amount of the loan, the interest rate, and the repayment terms will depend on your creditworthiness and the purpose of the loan.
Here are the documents you need to submit when applying for a loan at Jaiz Bank:
- Proof of identity (e.g., passport, driver’s license, national ID card)
- Proof of address (e.g., utility bill, bank statement)
- Proof of income (e.g., payslip, tax return)
- Collateral (if required)
The processing time for a loan application at Jaiz Bank varies depending on the type of loan and the amount of the loan. However, most loan applications are processed within 1-2 weeks.
If you are approved for a loan, you will be required to sign a loan agreement. The loan agreement will outline the terms of the loan, such as the amount of the loan, the interest rate, and the repayment terms.
You will be required to make monthly repayments on your loan. The amount of your monthly repayment will depend on the amount of the loan, the interest rate, and the repayment term.
If you fail to make your monthly repayments, you may be subject to late payment fees and penalties. In some cases, Jaiz Bank may also take legal action against you.
Here are some tips for increasing your chances of getting approved for a loan at Jaiz Bank:
- Have a good credit score.
- Provide accurate and complete information on your loan application.
- Have a clear purpose for the loan.
- Offer collateral (if required).
By following these tips, you can increase your chances of getting approved for a loan at Jaiz Bank and getting the money you need to achieve your financial goals.
How to Buy Airtime & Data on Jaiz Bank
There are two ways to buy airtime and data on Jaiz Bank:
USSD
- Dial 773Amount# from your Jaiz Bank registered phone number.
- Enter the amount of airtime or data you want to buy.
- Enter your MPIN.
- Press # to confirm.
Jaiz Mobile Plus App
- Open the Jaiz Mobile Plus App.
- Tap on the “Recharge” tab.
- Select your mobile network.
- Enter the amount of airtime or data you want to buy.
- Tap on “Recharge”.
- Enter your MPIN and tap on “Confirm”.
Here are some additional information:
- You can only buy airtime and data for your Jaiz Bank registered phone number.
- You can buy airtime and data for any mobile network in Nigeria.
- There is a maximum amount of airtime and data you can buy per transaction.
- There is a charge for buying airtime and data on Jaiz Bank.
Here are some FAQs:
What is MPIN?
MPIN is your Jaiz Bank personal identification number. It is used to authenticate your transactions on Jaiz Bank’s digital channels.
How do I get my MPIN?
You can get your MPIN by visiting any Jaiz Bank branch or by calling the Jaiz Bank customer care line.
What is the charge for buying airtime and data on Jaiz Bank?
The charge for buying airtime and data on Jaiz Bank varies depending on the amount of airtime or data you buy. You can find the charges on Jaiz Bank’s website or by calling the Jaiz Bank customer care line.
