Providus Bank is a commercial bank in Nigeria. It was founded in 2002 and is headquartered in Lagos. The bank has a network of over 200 branches and over 1,000 ATMs across Nigeria. Providus Bank offers a wide range of banking products and services, including savings accounts, current accounts, loans, mortgages, and investments. The bank is a member of the Nigeria Deposit Insurance Corporation (NDIC) and the Central Bank of Nigeria (CBN).
Providus Bank is a privately held company. The majority shareholder is the Heirs Holdings Limited, a Nigerian conglomerate. Other shareholders include the African Development Bank (AfDB), the International Finance Corporation (IFC), and the CDC Group.
Providus Bank is a leading provider of financial services in Nigeria. The bank has a strong track record of growth and profitability. In 2022, the bank reported a profit of NGN 10 billion. Providus Bank is committed to providing its customers with innovative and convenient banking solutions. The bank is also committed to corporate social responsibility. Providus Bank supports a number of community development initiatives in Nigeria.
Here are some of the products and services offered by Providus Bank:
- Savings accounts
- Current accounts
- Loans
- Mortgages
- Investments
- Foreign exchange
- Trade finance
- Treasury services
- Insurance
- Wealth management
- Corporate banking
- SME banking
- Retail banking
Providus Bank is a member of the following organizations:
- Nigeria Deposit Insurance Corporation (NDIC)
- Central Bank of Nigeria (CBN)
- African Development Bank (AfDB)
- International Finance Corporation (IFC)
- CDC Group
Providus Bank has a strong commitment to corporate social responsibility. The bank supports a number of community development initiatives in Nigeria, including:
- Education
- Health
- Environment
- Economic empowerment
- Sports
- Culture
Providus Bank is a leading provider of financial services in Nigeria. The bank has a strong track record of growth and profitability. Providus Bank is committed to providing its customers with innovative and convenient banking solutions. The bank is also committed to corporate social responsibility.
People also ask On Providus Bank
- How To Buy Airtime & Data On Providus Bank
- How To Apply For Loan On Providus Bank
- How To Apply For Loan On Providus Bank
- How To Deposit On Providus Bank
- How To Transfer On Providus Bank
- How To use Providus Bank USSD Code
- How To Open Providus Bank Account
How To Open Providus Bank Account
Here are the steps on how to open a Providus Bank account:
- Go to a Providus Bank branch.
- Fill out an account opening form.
- Provide the following documents:
- Valid identification card
- Proof of address
- Proof of income
- Pay the initial deposit.
- Sign the account opening documents.
Once your account is opened, you will be issued a debit card and a cheque book. You will also be able to access your account online and through the Providus Bank mobile app.
Here are the documents you need to open a Providus Bank account:
- Valid identification card: This can be a driver’s license, national ID card, or passport.
- Proof of address: This can be a utility bill, bank statement, or rental agreement.
- Proof of income: This can be a payslip, tax return, or letter from your employer.
The initial deposit required to open a Providus Bank account varies depending on the type of account you choose. For example, the initial deposit for a savings account is N5,000, while the initial deposit for a current account is N10,000.
Once your account is opened, you will be able to start using it immediately. You can make deposits, withdrawals, and transfers online, through the Providus Bank mobile app, or at any Providus Bank branch.
Here are some of the benefits of having a Providus Bank account:
- Access to a wide range of banking products and services
- Convenient online and mobile banking
- Competitive interest rates on savings accounts
- Free ATM withdrawals at Providus Bank ATMs
- Free access to Providus Bank branches nationwide
If you are looking for a reliable and convenient banking partner, Providus Bank is a great option. With a wide range of banking products and services, competitive interest rates, and free ATM withdrawals, Providus Bank can meet your banking needs.
How To use Providus Bank USSD Code
To use Providus Bank USSD code, follow these steps:
- Dial *567# on your phone.
- Enter your customer ID and password.
- Select the option you want to use. For example, to transfer money, select “Transfer Funds”.
- Follow the instructions on the screen to complete your transaction.
Here are some of the things you can do with Providus Bank USSD code:
- Check your balance
- Transfer money
- Pay bills
- Buy airtime
- Check your account statement
- Block your card
- Report a lost or stolen card
The Providus Bank USSD code is a convenient way to access your bank account without having to go to a branch or use a computer. It’s also a secure way to make transactions, as your password is required for each one.
Here are some of the benefits of using Providus Bank USSD code:
- Convenient: You can use it from anywhere with a phone signal.
- Secure: Your password is required for each transaction.
- Affordable: There are no charges for using the service.
If you’re a Providus Bank customer, I encourage you to try out the USSD code. It’s a great way to manage your finances on the go.
Here are some additional tips for using Providus Bank USSD code:
- Keep your password safe. Do not share it with anyone.
- Be careful when entering your information. Make sure you enter the correct numbers and letters.
- If you have any problems, please contact Providus Bank customer service.
How To Transfer On Providus Bank
Through the Providus Mobile App
- Download the Providus Mobile App from the App Store or Google Play.
- Open the app and sign in with your Providus Bank account details.
- Tap on the “Transfer” tab.
- Select the type of transfer you want to make.
- Enter the recipient’s account details.
- Enter the amount you want to transfer.
- Tap on “Submit”.
Through the Providus Internet Banking Platform
- Log in to your Providus Bank internet banking account.
- Click on the “Transfers” tab.
- Select the type of transfer you want to make.
- Enter the recipient’s account details.
- Enter the amount you want to transfer.
- Click on “Submit”.
Through a Providus Bank ATM
- Insert your Providus Bank ATM card into the ATM machine.
- Enter your PIN.
- Select the “Transfer” option.
- Select the type of transfer you want to make.
- Enter the recipient’s account details.
- Enter the amount you want to transfer.
- Press “Enter”.
Through a Providus Bank branch
- Visit a Providus Bank branch.
- Speak to a customer service representative.
- Request to make a transfer.
- Provide the recipient’s account details.
- Provide the amount you want to transfer.
- Pay the transfer fee.
The fees for transferring money on Providus Bank vary depending on the type of transfer and the amount being transferred. You can find more information about the fees on the Providus Bank website.
Here are some additional things to keep in mind when transferring money on Providus Bank:
- You can only transfer money to accounts that are in your name.
- You may need to provide additional information, such as the recipient’s date of birth or passport number, for international transfers.
- There may be limits on the amount of money you can transfer in a single day or week.
- It may take a few days for the transfer to be processed.
How To Deposit On Providus Bank
There are several ways to deposit money into your Providus Bank account.
- At an ATM: You can deposit cash or checks into your account at any Providus Bank ATM. Simply insert your card, select “Deposit,” and follow the instructions on the screen.
- At a branch: You can also deposit cash or checks into your account at any Providus Bank branch. Simply bring your account information and the cash or checks to a teller.
- Through online banking: You can deposit money into your account through Providus Bank’s online banking platform. Simply log in to your account, select “Deposit,” and enter the amount you want to deposit. You can also deposit checks by uploading them to your account.
- Through the Providus Bank mobile app: You can also deposit money into your account through the Providus Bank mobile app. Simply open the app, select “Deposit,” and enter the amount you want to deposit. You can also deposit checks by taking a picture of them with your phone.
Here are the steps on how to deposit money into your Providus Bank account through online banking:
- Go to the Providus Bank website and log in to your account.
- Click on the “Deposit” tab.
- Enter the amount you want to deposit.
- Select the type of deposit you want to make.
- Follow the instructions on the screen.
Here are the steps on how to deposit money into your Providus Bank account through the Providus Bank mobile app:
- Open the Providus Bank mobile app.
- Click on the “Deposit” tab.
- Enter the amount you want to deposit.
- Select the type of deposit you want to make.
- Follow the instructions on the screen.
No matter which method you choose, you will need to provide your account number and your signature. You may also be asked to provide some other information, such as your Social Security number or your date of birth.
Once you have completed the deposit process, the funds will be credited to your account within a few business days.
How To Apply For Loan On Providus Bank
There are a few ways to apply for a loan from Providus Bank. You can:
- Visit a Providus Bank branch. A Providus Bank representative can help you complete an application and answer any questions you have.
- Apply online. Providus Bank has a convenient online application process. You can apply for a loan from the comfort of your own home.
- Call Providus Bank. You can also apply for a loan by calling Providus Bank. A representative will be happy to help you complete an application over the phone.
Here are the steps on how to apply for a loan online:
- Go to the Providus Bank website and click on the “Loans” tab.
- Click on the “Personal Loans” tab.
- Click on the “Apply Now” button.
- Fill out the online application form.
- Submit your application.
Here are the documents you will need to submit with your application:
- Proof of identity
- Proof of income
- Proof of address
The interest rate on a loan from Providus Bank will vary depending on the type of loan you apply for and your credit score. The repayment period for a loan from Providus Bank can also vary depending on the type of loan you apply for.
Once you have submitted your application, Providus Bank will review it and make a decision. If your application is approved, you will be notified and the funds will be deposited into your account.
How To Buy Airtime & Data On Providus Bank
There are two ways to buy airtime and data on Providus Bank:
1. Through the Providus Bank Mobile App
- Download the Providus Bank Mobile App from the Google Play Store or the App Store.
- Open the app and sign in with your Providus Bank account details.
- Tap on the “Airtime & Data” tab.
- Select the network you want to buy airtime or data for.
- Enter the phone number you want to buy airtime or data for.
- Enter the amount of airtime or data you want to buy.
- Tap on the “Buy” button.
- Enter your PIN and tap on the “Confirm” button.
2. Through the Providus Bank USSD Code
- Dial 7333*<phone number>*<amount>*<PIN># from your mobile phone.
- Replace <phone number> with the phone number you want to buy airtime or data for.
- Replace <amount> with the amount of airtime or data you want to buy.
- Replace <PIN> with your Providus Bank PIN.
- Press the # key to submit your request.
Once you have submitted your request, you will receive a confirmation message on your phone. The airtime or data will be credited to your phone within a few minutes.
Here are some additional information about buying airtime and data on Providus Bank:
- You can buy airtime and data for any network in Ghana.
- You can buy airtime and data in denominations of GH₵1, GH₵2, GH₵5, GH₵10, GH₵20, GH₵50, GH₵100, and GH₵200.
- You can buy airtime and data for yourself or for someone else.
- You can buy airtime and data using your Providus Bank account balance or using a credit or debit card.
