United Bank for Africa (UBA) is a pan-African bank and one of the largest financial institutions in Africa. It is headquartered in Lagos, Nigeria, and has a presence in 20 African countries, including the United Kingdom, France, and the United States. UBA offers a wide range of banking products and services to individuals and businesses, including savings accounts, loans, investment products, and insurance. The bank is also a leading provider of electronic banking services, with a mobile app and online banking platform.
UBA was founded in 1948 as the African Continental Bank. In 1969, the bank was renamed United Bank for Africa. UBA has grown rapidly in recent years and is now one of the most profitable banks in Africa. The bank has been praised for its innovative products and services, as well as its commitment to corporate social responsibility.
In 2022, UBA was ranked as the 10th largest bank in Africa by assets. The bank has a strong presence in the Nigerian market, where it is the second largest bank by assets. UBA also has a significant presence in other African countries, including Ghana, Kenya, and South Africa.
UBA is a well-respected bank with a long history of providing quality financial services to its customers. The bank is committed to innovation and corporate social responsibility and is well-positioned for continued growth in the future.
People Are Asking This Question On Uba Bank
- How can I activate my USSD code in UBA?
- What is UBA transfer code?
- How can I register my UBA USSD code without ATM card?
- Which code is used to check UBA bank balance?
Some of the Key Facts About UBA
Here are some of the key facts about UBA:
- Founded in 1948
- Headquarters in Lagos, Nigeria
- Presence in 20 African countries, as well as the United Kingdom, France, and the United States
- Offers a wide range of banking products and services to individuals and businesses
- One of the largest financial institutions in Africa
- Ranked as the 10th largest bank in Africa by assets in 2022
- Well-respected bank with a long history of providing quality financial services to its customers
Two Ways To Open a UBA Bank Account
There are two ways to open a UBA bank account:
- Online
- In person
To open a UBA bank account online, you will need the following:
- A valid means of identification (International passport/Driver’s license/National ID/Voter’s card)
- A utility bill (not exceeding 3 months)
- A passport photograph
Once you have gathered these documents, you can follow these steps to open your account:
- Go to the UBA website and click on the “Open an Account” tab.
- Select the type of account you want to open.
- Enter your personal information.
- Upload your identification and utility bill.
- Pay the account opening fee.
- Click on the “Open Account” button.
Your account will be opened and you will be able to start using it immediately.
To open a UBA bank account in person, you will need the following:
- A valid means of identification (International passport/Driver’s license/National ID/Voter’s card)
- A utility bill (not exceeding 3 months)
- A passport photograph
Once you have gathered these documents, you can visit any UBA branch and speak to a customer service representative. They will be able to help you open your account.
How To Open a UBA Bank Account In Person
Here are the steps on how to open a UBA bank account in person:
- Go to your nearest UBA branch.
- Speak to a customer service representative.
- Provide your identification and utility bill.
- Pay the account opening fee.
- Sign the account opening documents.
- Your account will be opened and you will be able to start using it immediately.
How TO Benefits On UBA Bank Account
Here are some of the benefits of having a UBA bank account:
- Access to a wide range of banking services, including online and mobile banking, ATMs, and branches
- Competitive interest rates on savings accounts
- Free debit card
- Free online and mobile banking
- Access to UBA’s global network of branches and ATMs
If you are looking for a reliable and convenient bank, UBA is a great option.
How To Use UBA Bank USSD Code
To Use UBA Bank USSD Code, Follow These Steps:
- Dial *919# on your phone.
- Enter your 4-digit USSD pin.
- Select the option you want to perform.
- Follow the instructions on the screen.
What You Can Do With UBA Bank USSD
Here are some of the things you can do with the UBA Bank USSD Code:
- Check your account balance.
- Transfer money to another UBA account or to a bank account outside of UBA.
- Pay bills.
- Check your mini statement.
- Block your ATM card.
- Report a lost or stolen ATM card.
- Apply for a loan.
- And more!
For a complete list of the services you can access with UBA Bank USSD Code, please visit the UBA website or contact your local UBA branch.
Some Additional Tips For Using UBA Bank USSD Code
Here are some additional tips for using UBA Bank USSD Code:
- Make sure you are using a secure network when accessing your account through USSD.
- Do not share your USSD pin with anyone.
- If you suspect that your account has been compromised, please contact UBA immediately.
How to use UBA Bank to Transfer Money to Another Bank
- UBA Mobile App
- UBA Internet Banking
- *919# USSD Banking
- UBA ATM
- UBA Branches
Using UBA Mobile App
- Download and install the UBA Mobile App on your mobile device.
- Open the app and sign in with your UBA account details.
- Tap on the “Transfer” tab.
- Select “Send Money to Another Bank”.
- Enter the recipient’s bank name, account number, and the amount you want to send.
- Enter your UBA One Time Password (OTP) to confirm the transaction.
Using UBA Internet Banking
- Log in to your UBA Internet Banking account.
- Click on the “Transfers” tab.
- Select “Send Money to Another Bank”.
- Enter the recipient’s bank name, account number, and the amount you want to send.
- Enter your UBA One Time Password (OTP) to confirm the transaction.
*Using 919# USSD Banking
- Dial *919# from your registered phone number.
- Select option 3 for “Funds Transfer”.
- Select option 2 for “Send Money to Another Bank”.
- Enter the recipient’s bank name, account number, and the amount you want to send.
- Follow the prompts to complete the transaction.
Using UBA ATM
- Go to any UBA ATM and insert your UBA ATM card.
- Select “Transfers”.
- Select “Send Money to Another Bank”.
- Enter the recipient’s bank name, account number, and the amount you want to send.
- Enter your ATM PIN to confirm the transaction.
Using UBA Branches
- Visit any UBA branch and speak to a customer service representative.
- Request to transfer money to another bank account.
- Provide the customer service representative with the recipient’s bank name, account number, and the amount you want to send.
- Pay the applicable fees.
- The customer service representative will complete the transaction for you.
Please note that the transfer limits may vary depending on the channel you use. For more information, please contact UBA customer service.
How To Use UBA Bank To Check Your Account Balance
There are several ways to check your account balance at UBA Bank. Here are some of the most common methods:
- Via USSD: Dial 91900# on your registered phone. You will be prompted to enter your account number and PIN. Once you have entered your credentials, your account balance will be displayed on your screen.
- Via Mobile App: Download the UBA Mobile App on your smartphone or tablet. Once you have installed the app, open it and sign in with your account number and PIN. Once you are logged in, you will be able to view your account balance on the dashboard.
- Via Internet Banking: Log in to UBA Internet Banking using your account number and PIN. Once you are logged in, you will be able to view your account balance on the dashboard.
- Via ATM: Visit any UBA ATM and insert your debit card. Enter your PIN and select the option to check your balance. Your account balance will be displayed on the screen.
- Via Customer Service: Call UBA Customer Service at 07002255822. A customer service representative will be able to check your account balance for you.
Please note that some of these methods may incur a fee. For more information on fees, please contact UBA Bank.
Here are the steps on how to check your account balance using *919# USSD Banking:
- Dial 91900# on your registered phone.
- Enter your account number.
- Enter your PIN.
- Press #.
- Your account balance will be displayed on your screen.
How To Deposit Money Into Your UBA Bank Account:
There are several ways to deposit money into your UBA bank account:
- Deposit cash at an UBA ATM. This is the quickest and easiest way to deposit money into your account. Simply insert your ATM card, select “Deposit,” and follow the instructions on the screen.
- Deposit cash at an UBA branch. You can also deposit cash at any UBA branch. Simply bring your cash and your UBA bank card to the teller and they will be happy to help you.
- Deposit cash through UBA’s mobile app. The UBA mobile app makes it easy to deposit money into your account from anywhere. Simply open the app, select “Deposit,” and follow the instructions on the screen.
- Deposit a check through UBA’s mobile app. You can also deposit checks through the UBA mobile app. Simply open the app, select “Deposit Check,” and follow the instructions on the screen.
To deposit cash at a UBA ATM, follow these steps:
- Insert your ATM card into the ATM.
- Enter your PIN.
- Select “Deposit.”
- Follow the instructions on the screen.
- Insert the cash into the deposit slot.
- Collect your receipt.
To deposit cash at a UBA branch, follow these steps:
- Go to any UBA branch.
- Bring your cash and your UBA bank card to the teller.
- Tell the teller you would like to deposit cash.
- The teller will count the cash and deposit it into your account.
- You will receive a receipt for your deposit.
To deposit cash through UBA’s mobile app, follow these steps:
- Open the UBA mobile app.
- Select “Deposit.”
- Enter the amount of cash you would like to deposit.
- Take a picture of the cash.
- The app will verify the cash and deposit it into your account.
- You will receive a notification confirming the deposit.
To deposit a check through UBA’s mobile app, follow these steps:
- Open the UBA mobile app.
- Select “Deposit Check.”
- Take a picture of the front and back of the check.
- The app will verify the check and deposit it into your account.
- You will receive a notification confirming the deposit.
How To Apply For a Loan From UBA Bank
There are two ways to apply for a loan from UBA Bank:
- Online
You can apply for a loan online through the UBA Integrated Credit Express (ICE) platform. To do this, you will need to create an account on the ICE platform and provide some basic information about yourself, such as your name, email address, and phone number. You will also need to provide some information about your income and employment. Once you have submitted your application, UBA Bank will review it and get back to you with a decision.
- In-person
You can also apply for a loan in person at any UBA Bank branch. To do this, you will need to fill out a loan application form and provide some supporting documentation, such as your salary slips, tax returns, and proof of residence. Once you have submitted your application, UBA Bank will review it and get back to you with a decision.
Here are the steps on how to apply for a loan using UBA Bank:
- Go to the UBA website and click on the “Loans” tab.
- Click on the “Apply for a Loan” button.
- Create an account on the ICE platform.
- Provide some basic information about yourself.
- Provide some information about your income and employment.
- Submit your application.
- UBA Bank will review your application and get back to you with a decision.
The following are the requirements for applying for a loan from UBA Bank:
- You must be a Nigerian citizen.
- You must be at least 18 years old.
- You must have a valid Nigerian passport.
- You must have a salary account with UBA Bank.
- You must have a good credit history.
The following are the documents you will need to provide when applying for a loan from UBA Bank:
- Proof of identity (e.g., passport, national ID card)
- Proof of income (e.g., salary slips, tax returns)
- Proof of residence (e.g., utility bill, rent receipt)
The interest rates and repayment terms for UBA Bank loans vary depending on the type of loan you apply for. However, in general, UBA Bank loans have competitive interest rates and flexible repayment terms.
If you are approved for a loan from UBA Bank, the funds will be deposited into your salary account. You will then be responsible for making monthly repayments on the loan. The repayment amount will be based on the amount of the loan, the interest rate, and the repayment term.
If you have any questions about applying for a loan from UBA Bank, you can contact the UBA Bank customer service department.
How To Buy Data And Airtime On UBA Bank
Here are several ways to buy data and airtime on UBA Bank. You can use the following methods:
- UBA Mobile App
The UBA Mobile App is a convenient way to buy data and airtime. To do this, follow these steps:
- Open the UBA Mobile App.
- Click on the “Buy Airtime & Data” tab.
- Select the mobile network you want to buy airtime or data for.
- Enter the phone number you want to buy airtime or data for.
- Enter the amount of airtime or data you want to buy.
- Click on the “Buy” button.
- USSD Banking
How To USSD Banking To Buy Data And Airtime On UBA Bank
You can also use USSD banking to buy data and airtime on UBA Bank. To do this, follow these steps:
- Dial *919# on your phone.
- Select the option to buy airtime or data.
- Enter your mobile number.
- Enter the amount of airtime or data you want to buy.
- Follow the instructions on the screen.
How To use UBA ATM Buy Data And Airtime
You can also buy data and airtime on UBA Bank at an ATM. To do this, follow these steps:
- Insert your UBA ATM card into the ATM.
- Enter your PIN.
- Select the option to buy airtime or data.
- Enter your mobile number.
- Enter the amount of airtime or data you want to buy.
- Follow the instructions on the screen.
How To Use Internet Banking Buy Data And Airtime
You can also buy data and airtime on UBA Bank through Internet Banking. To do this, follow these steps:
- Log in to your UBA Internet Banking account.
- Click on the “Buy Airtime & Data” tab.
- Select the mobile network you want to buy airtime or data for.
- Enter the phone number you want to buy airtime or data for.
- Enter the amount of airtime or data you want to buy.
- Click on the “Buy” button.
Please note that there may be a small fee associated with buying data and airtime on UBA Bank. The fee may vary depending on the method you use to buy data and airtime.
