Unity Bank is a commercial bank that offers a variety of accounts, as well as a complete suite of business products and online services. The bank is headquartered in Lagos, Nigeria, and has a network of over 500 branches across the country.
Thank you for reading this post, don't forget to subscribe!Unity Bank offers a wide range of personal banking products, including savings accounts, current accounts, and fixed deposit accounts. The bank also offers a variety of business banking products, including loans, credit cards, and treasury services.
In addition to its traditional banking products, Unity Bank also offers a number of digital banking services, including online banking, mobile banking, and ATM banking. These services allow customers to access their accounts and conduct transactions from anywhere in the world.
Unity Bank is a member of the Nigeria Deposit Insurance Corporation (NDIC), which protects customer deposits up to N500,000. The bank is also rated by Fitch Ratings and Moody’s Investors Service.
Here are some of the products and services offered by Unity Bank:
- Personal Banking: Savings accounts, current accounts, fixed deposit accounts, loans, credit cards, and debit cards.
- Business Banking: Loans, credit cards, treasury services, and online banking.
- Digital Banking: Online banking, mobile banking, and ATM banking.
Unity Bank is a good option for customers who are looking for a full-service commercial bank with a wide range of products and services. The bank is also a good option for customers who are looking for digital banking services.
People also ask On Unity Bank
- How to open account on Unity bank
- How to Use Unity bank USSD Code
- How Transfer on Unity bank
- How to check account on Unity bank
- How to Deposit on Unity bank
- How to apply for Loan on Unity bank
- How to buy airtime and data on Unity bank
How to open account on Unity bank
To open an account on Unity Bank, you can either go to a physical branch or open an account online.
To open an account at a physical branch:
- Visit any Unity Bank branch near you.
- Bring the following documents:
- A valid identification card (e.g., driver’s license, passport, national ID card)
- Proof of address (e.g., utility bill, bank statement)
- A completed account opening form
- Fill out the account opening form and submit it to the bank teller.
- Pay the required account opening fee.
- Receive your new account number and debit card.
To open an account online:
- Go to the Unity Bank website and click on the “Open an Account” tab.
- Fill out the online account opening form.
- Upload a copy of your valid identification card and proof of address.
- Pay the required account opening fee.
- Receive your new account number and debit card in the mail.
Here are the documents you need to open an account at Unity Bank:
- A valid identification card (e.g., driver’s license, passport, national ID card)
- Proof of address (e.g., utility bill, bank statement)
- A completed account opening form
The account opening fee is N1,000 for individuals and N2,000 for businesses.
Once you have opened an account, you can start using it to make deposits, withdrawals, and transfers. You can also use your debit card to make purchases at stores and online.
Here are some of the benefits of having a Unity Bank account:
- Free ATM withdrawals at all Unity Bank ATMs
- Free online banking and mobile banking
- Access to a wide network of ATMs and branches
- Competitive interest rates on savings accounts
- Easy access to loans and other financial products
If you are looking for a reliable and convenient way to bank, then Unity Bank is a great option. With its wide range of products and services, Unity Bank can meet the needs of both individuals and businesses.
How to Use Unity bank USSD Code
To use Unity Bank USSD code, you will need to follow these steps:
- Dial *7799# from your mobile phone.
- Select the option you want to use. For example, to check your balance, select “1”.
- Enter your account number and PIN.
- Follow the instructions on the screen to complete your transaction.
Here are some of the things you can do with Unity Bank USSD code:
- Check your balance
- Transfer money
- Pay bills
- Buy airtime and data
- Block your card
- Report a lost or stolen card
- And more
For a full list of features and instructions, please visit the Unity Bank website.
Here are some additional tips for using Unity Bank USSD code:
- Make sure you are using a registered mobile phone number.
- Keep your PIN confidential.
- Do not share your PIN with anyone.
- Be careful of phishing scams.
- If you are unsure about a transaction, please contact Unity Bank customer service.
Here are some of the benefits of using Unity Bank USSD code:
- It is a convenient way to access your bank account.
- You can use it from anywhere, as long as you have a mobile phone with a data connection.
- It is a secure way to access your bank account.
- It is free to use.
If you are a Unity Bank customer, I encourage you to use the USSD code to access your bank account. It is a convenient, secure, and free way to do your banking.
How Transfer on Unity bank
There are a few ways to transfer money on Unity Bank.
USSD
- Dial *7799# on your phone.
- Select option 1 for “Fund Transfer”.
- Select option 1 for “Transfer to Unity Bank Account” or option 2 for “Transfer to Other Bank Account”.
- Enter the account number of the person you are transferring money to.
- Enter the amount of money you want to transfer.
- Enter your MPIN.
- Press # to confirm.
Internet Banking
- Log in to your Unity Bank internet banking account.
- Click on the “Transfer” tab.
- Select the type of transfer you want to make.
- Enter the account number of the person you are transferring money to.
- Enter the amount of money you want to transfer.
- Enter your MPIN.
- Click on the “Submit” button.
ATM
- Insert your Unity Bank ATM card into the ATM machine.
- Enter your PIN.
- Select the “Transfer” option.
- Select the type of transfer you want to make.
- Enter the account number of the person you are transferring money to.
- Enter the amount of money you want to transfer.
- Press the “Enter” button.
Bank Branch
- Visit your nearest Unity Bank branch.
- Speak to a bank teller.
- Tell the teller you want to make a transfer.
- Provide the teller with the account number of the person you are transferring money to.
- Provide the teller with the amount of money you want to transfer.
- The teller will process the transfer.
How to check account Balance on Unity bank
There are several ways to check your account balance at Unity Bank.
- Online banking: You can log in to your online banking account and view your account balance. You can also set up alerts so that you are notified when your balance falls below a certain amount.
- Mobile app: Unity Bank also has a mobile app that allows you to check your account balance, transfer funds, and pay bills.
- ATM: You can use any Unity Bank ATM to check your account balance. You will need to enter your ATM card and PIN.
- Over the phone: You can call Unity Bank customer service and they will be able to check your account balance for you.
If you have lost your ATM card or forgotten your PIN, you can still check your account balance by visiting a Unity Bank branch. You will need to show your identification to the teller.
Here are some additional tips for checking your account balance at Unity Bank:
- Make sure you are using the most recent version of your online banking software. The latest version will have the most up-to-date information on your account balance.
- Check your account balance regularly. This will help you to avoid overdraft fees.
- Set up alerts so that you are notified when your balance falls below a certain amount. This will help you to avoid overdrafts and other financial problems.
How to Deposit on Unity bank
There are several ways to deposit money into a Unity Bank account:
- At an ATM: You can deposit cash or checks into your Unity Bank account at any ATM that is part of the Unity Bank network. To do this, simply insert your ATM card and follow the instructions on the screen.
- At a branch: You can also deposit cash or checks into your Unity Bank account at any branch location. To do this, simply bring your cash or checks to a teller and they will be able to help you.
- Through online banking: You can also deposit money into your Unity Bank account through online banking. To do this, log in to your account and click on the “Deposit” tab. You will then be able to enter the amount of money you want to deposit and select the method of deposit.
- Through the Unity Bank mobile app: You can also deposit money into your Unity Bank account through the Unity Bank mobile app. To do this, open the app and tap on the “Deposit” icon. You will then be able to enter the amount of money you want to deposit and select the method of deposit.
The specific steps required to deposit money into a Unity Bank account may vary depending on the method you choose. However, in general, you will need to provide your account number, the amount of money you want to deposit, and any other required information.
Here are some additional details about each of the methods for depositing money into a Unity Bank account:
- ATM deposits: ATM deposits are typically the fastest and most convenient way to deposit money into a Unity Bank account. However, there may be limits on the amount of money you can deposit at an ATM.
- Branch deposits: Branch deposits can be made during regular business hours. However, they may not be as convenient as ATM deposits.
- Online banking deposits: Online banking deposits can be made 24 hours a day, 7 days a week. However, there may be limits on the amount of money you can deposit online.
- Mobile app deposits: Mobile app deposits can be made 24 hours a day, 7 days a week. However, there may be limits on the amount of money you can deposit through the mobile app.
If you have any questions about how to deposit money into a Unity Bank account, you can contact Unity Bank customer service.
How to apply for Loan on Unity bank
Here are the steps on how to apply for a loan on Unity Bank:
- Visit a Unity Bank branch. You can apply for a loan in person at any Unity Bank branch.
- Complete a loan application form. The application form will ask for your personal information, such as your name, address, and Social Security number. It will also ask for information about your income and expenses.
- Provide supporting documentation. You will need to provide supporting documentation to verify your income and expenses. This documentation may include your most recent pay stubs, tax returns, and bank statements.
- Meet with a loan officer. A loan officer will review your application and supporting documentation. The loan officer will then make a decision on whether to approve your loan.
- Sign the loan documents. If your loan is approved, you will need to sign the loan documents. The loan documents will outline the terms of your loan, such as the interest rate, the repayment period, and the fees.
Here are some additional tips for applying for a loan on Unity Bank:
- Make sure you have a good credit score. A good credit score will improve your chances of getting approved for a loan and getting a lower interest rate.
- Be prepared to provide supporting documentation. The more documentation you can provide, the more likely your loan will be approved.
- Be patient. The loan approval process can take several weeks.
Here are some of the loan products offered by Unity Bank:
- Personal loans are unsecured loans that can be used for a variety of purposes, such as consolidating debt, paying for home improvements, or taking a vacation.
- Auto loans are secured loans that are used to purchase a new or used car.
- Home equity loans are secured loans that are collateralized by your home equity.
- Business loans are available to businesses of all sizes.
How to buy airtime and data on Unity bank
There are two ways to buy airtime and data on Unity Bank:
USSD
- Dial *7799# on your phone.
- Select the option for airtime or data.
- Enter the amount of airtime or data you want to buy.
- Enter your phone number or the phone number of the person you want to send the airtime or data to.
- Enter your 4-digit MPIN.
- Press # to confirm.
Unifi Mobile App
- Open the Unifi Mobile App.
- Tap on the “Airtime” tab.
- Select the network operator you want to buy airtime from.
- Enter the amount of airtime you want to buy.
- Enter your phone number or the phone number of the person you want to send the airtime to.
- Tap on the “Recharge” button.
Fees
There is no charge for buying airtime or data using the Unity Bank USSD code. However, there is a small charge for buying airtime or data using the Unifi Mobile App.
Limits
There is a daily limit of N100,000 for buying airtime and data using the Unity Bank USSD code. There is also a daily limit of N50,000 for buying airtime and data using the Unifi Mobile App.
