Rosabon Financial Services – How to get a quick loan
Rosabon Financial Services is a Nigerian financial services company that was founded in 1994. It is a member of the Concept Group, a leading conglomerate in Nigeria. Rosabon Financial Services offers a wide range of financial products and services.
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Rosabon Financial Services offers a quick personal loan of up to ₦6 million to eligible salary earners in private and public sector industries. The loan is collateral-free and can be accessed within 24 hours of approval.
To be eligible for a Rosabon quick loan, you must:
- Be a Nigerian citizen
- Be between the ages of 21 and 58
- Have a valid means of identification (e.g., passport, driver’s license, national ID card)
- Have a current bank account
- Have a steady source of income
- Be able to provide proof of income (e.g., payslips, tax returns)
The interest rate on a Rosabon quick loan is 18% per annum. The repayment period is up to 15 months. There are no hidden fees or charges associated with the loan.
To apply for a Rosabon quick loan, you can visit their website or one of their branches. You can also apply by phone or email.
Here are the steps on how to apply for a Rosabon quick loan online:
- Go to the Rosabon Financial Services website.
- Click on the “Quick Loan” tab.
- Click on the “Apply Now” button.
- Fill out the online application form.
- Upload the required documents (e.g., identity card, payslips, bank statement).
- Submit your application.
A Rosabon representative will contact you to review your application and to answer any questions you may have. If your application is approved, you will be able to access your funds within 24 hours.
Here are some of the benefits of getting a Rosabon quick loan:
- Collateral-free: You don’t need to put up any collateral to get a Rosabon quick loan.
- Quick approval: Rosabon quick loans are approved within 24 hours.
- Flexible repayment: You can repay your Rosabon quick loan over a period of up to 15 months.
- No hidden fees: There are no hidden fees or charges associated with Rosabon quick loans.
If you are looking for a quick and easy way to get a loan, Rosabon Financial Services is a good option to consider. They offer competitive interest rates, flexible repayment terms, and no hidden fees.
What are the conditions for Rosabon financial quick loan?
- Eligibility requirements:
- You must be a Nigerian citizen.
- You must be in paid employment with a minimum monthly salary of N150,000.
- You must be between the ages of 21 and 58 years.
- You must have a current bank account in Nigeria.
- You must have a valid means of identification (e.g., passport, driver’s license, national ID card).
- Loan amount:
- The minimum loan amount is N150,000 and the maximum loan amount is N1,500,000.
- Repayment period:
- The repayment period is between 6 and 15 months.
- Interest rate:
- The interest rate is 20% per annum.
- Documentation required:
- 1 passport photograph.
- 3 months’ bank statement.
- Utility bill showing current place of residence (not older than 3 months).
- Work ID card showing employer.
- Consent letter to deduct from IPPIS.
Please note that these are just the general conditions for Rosabon financial quick loan. The actual terms and conditions may vary depending on your individual circumstances. You should always contact Rosabon financial to confirm the terms and conditions of the loan before you apply.
What are the eligibility requirements for Rosabon financial quick loan?
- You must be a Nigerian citizen.
- You must be between the ages of 21 and 58.
- You must have a valid means of identification, such as a passport, driver’s license, or national ID card.
- You must have a salary account with a minimum monthly income of N150,000.
- You must have a current utility bill (not older than 3 months) in your name.
- You must have a valid tax identification number (TIN) or pension account number.
- You must not have any outstanding loans with Rosabon Financial Services.
If you meet all of these requirements, you can apply for a Rosabon financial quick loan online or at any of their branches. The loan amount you are eligible for will depend on your salary and credit history. The interest rate is 18% per annum and the repayment period is up to 36 months.
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Here are some additional things to keep in mind when applying for a Rosabon financial quick loan:
- You will need to provide a copy of your employment letter, last 3 months’ payslips, and bank statements.
- You will need to undergo a credit assessment.
- You may be required to provide a guarantor.
Rosabon financial quick loans can be a great way to finance a major purchase or consolidate debt. However, it is important to make sure that you can afford the repayments before you apply. You should also compare the interest rates and repayment terms of different lenders before you choose a loan.
In Conclusion:
while Rosabon financial quick loans can be a convenient option for financing needs, it is crucial to thoroughly assess your financial situation before applying. This includes gathering the necessary documentation such as your employment letter, last 3 months’ payslips, and bank statements. Additionally, be prepared for a credit assessment and the possibility of needing a guarantor.
